Personal Finance
Recently featured college planning, healthcare savings and tax articles, selected by our financial news editors
News Article
If you’re a caregiver, here’s how you can keep from burning out
- By Clare Ansberry,
- The Wall Street Journal
- - 12/29/2021
As they enter another pandemic winter, many of the nation’s 53 million unpaid family caregivers are exhausted. If you’re ready to reach your limit, here are some ways to get through.
News Article
Why it may be OK for you to spend more of your nest egg
- By Neal Templin,
- Barron's
- - 12/19/2021
Anyone on a fixed income knows the fear of having their retirement run out. But some financial planners say if you’re not spending, you’re missing out on golden opportunities.
News Article
This end-of-year strategy can help cut taxes on your investments
- By James Royal,
- Bankrate.com
- - 12/10/2021
If you’ve got losing stocks in your portfolio, selling them before Dec. 31 could give you a meaningful deduction. It’s called tax-loss harvesting, and here’s how it works.
News Article
How to turn your frequent-flyer miles into a holiday gift
- By Allison Pohle,
- The Wall Street Journal
- - 11/29/2021
After two years of Covid-19, many of us are sitting on a lot of miles. You can gift them in a number of different ways, but it can get complicated. Here are a few things to know.
News Article
Why Social Security shouldn’t be your only source of retirement income
- By Josephine Nesbit,
- U.S. News & World Report
- - 11/17/2021
It’s a key part of most everyone’s retirement, but if you think Social Security will be your sole means of support, you’re likely in for a rude awakening. Here’s why.
Taxes
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These are the federal income tax brackets for the 2022 tax year
Federal tax rates have not changed since 2018, but each year, the IRS adjusts income brackets to account for inflation, and you can expect some changes in 2022. -
Inheritance isn’t the only way to pass your home on to your kids
The most common way to transfer a property to your children is for them to inherit it when you die. There are interesting alternatives, however. Here are two. -
A few charitable-deduction strategies to consider before the end of 2021
Dec. 31 is the last day you can make a tax-deductible charitable donation for this year. New rules give you more options, and the old ones are worth a look as well. -
This end-of-year strategy can help cut taxes on your investments
If you’ve got losing stocks in your portfolio, selling them before Dec. 31 could give you a meaningful deduction. It’s called tax-loss harvesting, and here’s how it works.
College
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How to get help with completing college financial aid applications amid Covid
The 2022-23 Free Application for Federal Student Aid opened to families on Oct. 1, but the pandemic is making it trickier this year. These resources could help. -
A few essential do’s and don’ts to consider when paying for college
By one estimate, nearly one in five people who take a hardship withdrawal from their 401(k) do so to pay for college costs. Here’s how you might avoid that. -
Everything you need to know about income share agreements
Income share agreements are a type of college funding that you repay over a set number of years using a fixed percentage of your income. Here's how they work and when they make the most sense. -
Thanks to the pandemic, college tuition insurance is getting new attention
Insurance that covers tuition and other college costs is not a new thing, but with Covid, more families are considering it. Here’s when to know if it’s right for you.
Financial Planning
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If you’re a caregiver, here’s how you can keep from burning out
As they enter another pandemic winter, many of the nation’s 53 million unpaid family caregivers are exhausted. If you’re ready to reach your limit, here are some ways to get through. -
How to make a significant charitable impact with your estate plan
If you want to help a cause you truly care about, setting up a charitable trust can make a difference. Here’s how to do it, along with a few pros and cons that can come with one. -
A few charitable-deduction strategies to consider before the end of 2021
Dec. 31 is the last day you can make a tax-deductible charitable donation for this year. New rules give you more options, and the old ones are worth a look as well. -
This end-of-year strategy can help cut taxes on your investments
If you’ve got losing stocks in your portfolio, selling them before Dec. 31 could give you a meaningful deduction. It’s called tax-loss harvesting, and here’s how it works.
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