Personal Finance
Help with taxes, saving for college and other financial planning issues.
News Article
6 common student loan mistakes to avoid
- By Anne Tergesen,
- The Wall Street Journal
- - 09/11/2016
Managing student loan debt is crucial to long-term financial security. Here are six tips to help your college grad avoid common mistakes — and have more money to save for retirement.
Infographic
Use the after-tax spending benchmarks in this infographic to guide your monthly spending on housing, transportation, food, entertainment, and other household expenses.
News Article
Lifelong money lessons for you and your family
- By Chuck Jaffe,
- MarketWatch
- - 08/23/2016
Here are four lessons to go over with your children just to make sure they've got it, especially if you never had other money talks with them along the way.
Taxes
-
4 ways to make the most of an inherited IRA
Inheriting an IRA comes at a tumultuous time in life, when you're dealing with the death of a loved one. But decisions you make about how to handle the account can make a big difference. -
Is it a business or a hobby? Here's how the IRS sees it
Even for tax scholars, it can often prove highly taxing to figure out the difference between a legitimate business that is devoted to making a profit and a venture that isn't. -
Thinking about relocating? Consider how state taxes can add up and affect your lifestyle. You’ll want to think twice before moving to these 10 states, which top the list for tax costs.
-
Did you inherit an IRA? Don’t miss this deadline
There are some tax-saving moves you can make if you received an IRA as an inheritance, but beware the approaching deadline.
College
-
PLUS student loans can be a big minus for parents
Student loan debt is out of control, but it's the parents we should worry about most, not the students. Many parents dig themselves into a very deep financial hole for their children. -
Saving for retirement and college tuition all at once
It's a dilemma that parents have struggled with for years but it's only gotten more difficult: Saving for skyrocketing college tuition for the children and longer retirements for themselves — at the same time. -
6 common student loan mistakes to avoid
Managing student loan debt is crucial to long-term financial security. Here are six tips to help your college grad avoid common mistakes — and have more money to save for retirement. -
It's not always best to pay off student loans early
Is it smart to pay a loan off early, even though it isn't accruing much interest — or any interest at all? The answer depends on a number of factors, including how much a person has in savings, financial advisers say.
Financial Planning
-
When do money and marriage mix? When you talk about it
Conventional wisdom implies that money doesn't mix well with marriage, but that's not so. Talking about money from courtship through the marriage will help to defuse tension. -
4 ways to make the most of an inherited IRA
Inheriting an IRA comes at a tumultuous time in life, when you're dealing with the death of a loved one. But decisions you make about how to handle the account can make a big difference. -
PLUS student loans can be a big minus for parents
Student loan debt is out of control, but it's the parents we should worry about most, not the students. Many parents dig themselves into a very deep financial hole for their children. -
How retiring abroad affects Social Security
You're retiring to that Italian villa of your dreams. Now it's time to think about your Social Security benefits and Medicare. See what experts say about this and other financial questions.
About FICS
Fidelity Interactive Content Services (FICS) is a team of financial journalists that curates content from a broad collection of objective sources.
Fidelity Viewpoints®
Links provided by Fidelity Brokerage Services
Viewpoints articles provide Fidelity's perspective on personal finance topics.
Content for this page, unless otherwise indicated with a Fidelity pyramid logo, is published or selected by Fidelity Interactive Content Services LLC ("FICS"), a Fidelity company with main offices in New York, New York. All Web pages that are published by FICS will contain this legend. FICS was established to present users with objective news, information, data and guidance on personal finance topics drawn from a diverse collection of sources including affiliated and non-affiliated financial services publications and FICS-created content. Content selected and published by FICS drawn from affiliated Fidelity companies is labeled as such. FICS selected content is not intended to provide tax, legal, insurance or investment advice and should not be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security by any Fidelity entity or any third-party. Quotes are delayed unless otherwise noted. FICS is owned by FMR LLC and is an affiliate of Fidelity Brokerage Services LLC. Terms of use for Third-Party Content and Research.
These links are provided by Fidelity Brokerage Services LLC ("FBS") for educational and informational purposes only. FBS is responsible for the information contained in the links. FICS and FBS are separate but affiliated companies and FICS is not involved in the preparation or selection of these links, nor does it explicitly or implicitly endorse or approve information contained in the links.
Before investing, consider the funds' investment objectives, risks, charges, and expenses. Contact Fidelity for a prospectus or, if available, a summary prospectus containing this information. Read it carefully.
