Personal Finance
Help with taxes, saving for college and other financial planning issues.
Article
An all-in-one wealth transfer checklist
- Fidelity Viewpoints
- - 11/05/2020
Before you start setting up an estate plan, it’s important to know who will manage and receive your assets once you’re gone. These four steps can help get you started.
News Article
Financial documents you should hold on to
- By Daisy Maxey,
- The Wall Street Journal
- - 11/08/2020
Even in the digital age, some important financial and estate-planning documents still come on paper. Here are the ones you may need and where you should store them.
News Article
Protect yourself from ATM skimming
- By Libby Wells,
- Bankrate.com
- - 10/19/2020
You may have heard about scammers who get your card data by rigging bank ATMs or gas pumps. To minimize your risk of exposure, think about taking these precautions.
News Article
An alternative to the 529 savings plan
- By Leonard Sloane,
- The Wall Street Journal
- - 10/04/2020
A 529 plan is one of the best ways to save for your kids' education, but it's not the only way. Coverdell Education Savings Accounts may offer an extra advantage.
News Article
Year-end strategies for charitable giving
- Fidelity Viewpoints
- - 10/05/2020
Cash isn’t the only way to show you care during this year’s giving season. These five tax-savvy strategies can help make the most of your charitable dollars.
Taxes
-
An all-in-one wealth transfer checklist
Before you start setting up an estate plan, it’s important to know who will manage and receive your assets once you’re gone. These four steps can help get you started. -
These are your tax brackets for 2021
Every year the IRS reassesses how much federal income taxpayers could owe. The rates haven’t changed, but the brackets have been adjusted to account for inflation. -
Capital gains: Your tax rates for 2021
If you sell stocks or other assets that you've held for at least a year, any gain gets taxed. The rates vary, and the IRS adjusts them each year. Here's what they look like for 2021. -
A few end-of-year tax ideas to think about
We still have a few months to go before the end of 2021, and that could give you a little time to see if these often-overlooked tax strategies may be right for you.
College
-
Where to get help filing for financial aid
Applying for college aid is never easy, but help is out there. These resources, both free and fee-based, could simplify things and increase your chances of a bigger award. -
2020 is different for student loan payments
College graduates typically begin paying back their loans in November. Because of the pandemic, however, many borrowers have been given a temporary reprieve. -
An alternative to the 529 savings plan
A 529 plan is one of the best ways to save for your kids' education, but it's not the only way. Coverdell Education Savings Accounts may offer an extra advantage. -
Predicting merit aid in the age of Covid
This year's financial aid season is like no other, especially for applicants who are seeking merit-based assistance. Here's how students and schools are trying to deal with it.
Financial Planning
-
Where to get help filing for financial aid
Applying for college aid is never easy, but help is out there. These resources, both free and fee-based, could simplify things and increase your chances of a bigger award. -
7 steps to choosing a financial advisor
There's no shortage of professionals who want to manage your money, but finding the right one can be a challenge. These seven strategies can help narrow the field. -
Let dollar-cost averaging help you
It may be one of the simplest ways to add a little discipline to your investing plan. Here are three ways that dollar-cost averaging can benefit your portfolio. -
When a health savings account makes sense
If you meet the right criteria, you may be eligible to open a health savings account, or HSA. The tax-friendly plans can help you pay for things your insurance plan may not cover.
About FICS
Fidelity Interactive Content Services (FICS) is a team of financial journalists that curates content from leading 3rd-party publishers.
Fidelity Viewpoints®
Links provided by Fidelity Brokerage Services
Viewpoints articles provide Fidelity's perspective on retirement, investing and other financial topics.
Content for this page, unless otherwise indicated with a Fidelity pyramid logo, is selected and published by Fidelity Interactive Content Services LLC ("FICS"), a Fidelity company. All Web pages published by FICS will contain this legend. FICS was established to present users with objective news, information, data and guidance on personal finance topics drawn from a diverse collection of sources including affiliated and non-affiliated financial services publications. Content selected and published by FICS drawn from affiliated Fidelity companies is labeled as such. FICS-selected content is not intended to provide tax, legal, insurance, or investment advice, and should not be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security by any Fidelity entity or any third party. Quotes are delayed unless otherwise noted. FICS is owned by FMR LLC and is an affiliate of Fidelity Brokerage Services LLC. Terms of use for Third-Party Content and Research
These links are provided by Fidelity Brokerage Services LLC ("FBS") for educational and informational purposes only. FBS is responsible for the information contained in the links. FICS and FBS are separate but affiliated companies and FICS is not involved in the preparation or selection of these links, nor does it explicitly or implicitly endorse or approve information contained in the links.
Before investing, consider the funds' investment objectives, risks, charges, and expenses. Contact Fidelity for a prospectus or, if available, a summary prospectus containing this information. Read it carefully.
