Personal Finance
Help with taxes, saving for college and other financial planning issues.
News Article
Be careful when co-signing a student loan
- By Beth Pinsker,
- Reuters
- - 05/16/2019
Many parents or grandparents who cosign a student loan don’t realize they’ll be responsible if the student borrower can’t pay. The consequences go beyond just owing money.
Infographic
Home renovations that add the most value
- By Jennifer Bradley Franklin,
- Bankrate.com
Whether you plan to stay in your house for a long time or just a few years, it’s smart to know which home renovations return the most at resale. Here are the six home remodeling projects that deliver the highest returns.
News Article
Watch out for this 'one-ring' robocall scam
- By Sandra E. Garcia,
- The New York Times News Service
- - 05/06/2019
The FCC is warning consumers about a new phone scam where they get a 'one-ring' hang-up, and then get charged for calling back. Here's how you can protect yourself.
Taxes
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A laddering strategy to get income for life
If you find it difficult to hand over a big lump sum for an insurance company to put into an annuity, laddering with smaller purchases could make the decision easier. -
One of the biggest drags on the economy last year was housing, but recent data on single-family homes sales suggests the worst of the downturn may be past.
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How to make tax-smart family loans
There may be times when you want to help a family member out with a loan. Be careful though – it may come with tax consequences. Here’s how to minimize them. -
What it takes to be wealthy in America
According to the results of a recent survey on net worth in America, you'd need a lot more than seven figures to be viewed as wealthy these days.
College
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Making it easier to estimate student debt
The Department of Education has expanded its College Scorecard research tool so students can now figure out how much debt they may need to take on at a particular school. -
Expect lower rates on federal student loans
Interest rates on new federal student loans are set to edge lower this summer, giving college borrowers a small break. Here’s how much you can expect to save. -
Be careful when co-signing a student loan
Many parents or grandparents who cosign a student loan don’t realize they’ll be responsible if the student borrower can’t pay. The consequences go beyond just owing money. -
Think about breaking these 5 financial rules
From budgeting to spending to saving for retirement, most rules come from a sensible place. But they may not all fit your situation, so sometimes you need to go your own way.
Financial Planning
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The pros and cons of personal loans
Personal loans have become a fast-growing financing option for consumers, and demand continues to rise. Here's a breakdown of the pros and cons. -
A laddering strategy to get income for life
If you find it difficult to hand over a big lump sum for an insurance company to put into an annuity, laddering with smaller purchases could make the decision easier. -
How to generate income in retirement
Income investing has gotten more complicated lately, which is what you don’t want for your nest egg. These six strategies for finding higher yields can help make things simpler. -
Making it easier to estimate student debt
The Department of Education has expanded its College Scorecard research tool so students can now figure out how much debt they may need to take on at a particular school.
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