Personal Finance

Help with taxes, saving for college and other financial planning issues.

Taxes

  • A laddering strategy to get income for life

    If you find it difficult to hand over a big lump sum for an insurance company to put into an annuity, laddering with smaller purchases could make the decision easier.
  • New-home sales recover

    One of the biggest drags on the economy last year was housing, but recent data on single-family homes sales suggests the worst of the downturn may be past.
  • How to make tax-smart family loans

    There may be times when you want to help a family member out with a loan. Be careful though – it may come with tax consequences. Here’s how to minimize them.
  • What it takes to be wealthy in America

    According to the results of a recent survey on net worth in America, you'd need a lot more than seven figures to be viewed as wealthy these days.

College

  • Making it easier to estimate student debt

    The Department of Education has expanded its College Scorecard research tool so students can now figure out how much debt they may need to take on at a particular school.
  • Expect lower rates on federal student loans

    Interest rates on new federal student loans are set to edge lower this summer, giving college borrowers a small break. Here’s how much you can expect to save.
  • Be careful when co-signing a student loan

    Many parents or grandparents who cosign a student loan don’t realize they’ll be responsible if the student borrower can’t pay. The consequences go beyond just owing money.
  • Think about breaking these 5 financial rules

    From budgeting to spending to saving for retirement, most rules come from a sensible place. But they may not all fit your situation, so sometimes you need to go your own way.

Financial Planning

  • The pros and cons of personal loans

    Personal loans have become a fast-growing financing option for consumers, and demand continues to rise. Here's a breakdown of the pros and cons.
  • A laddering strategy to get income for life

    If you find it difficult to hand over a big lump sum for an insurance company to put into an annuity, laddering with smaller purchases could make the decision easier.
  • How to generate income in retirement

    Income investing has gotten more complicated lately, which is what you don’t want for your nest egg. These six strategies for finding higher yields can help make things simpler.
  • Making it easier to estimate student debt

    The Department of Education has expanded its College Scorecard research tool so students can now figure out how much debt they may need to take on at a particular school.