Personal Finance

Help with taxes, saving for college and other financial planning issues.

Taxes

  • IRS audits: 9 red flags for retirees

    The probability of being audited is slim, but some factors — like required distributions — could increase the chances a retiree's tax return will receive special attention from the IRS.
  • How your taxes might change under the new president

    While it's hard to predict which tax reforms may be enacted under a Trump administration, here's a look at some of the proposed changes and what moves you might consider.
  • Donor-advised funds attract record contributions

    Americans have been in a giving mood, driving donor-advised funds to record levels. The funds let investors receive a tax deduction for a charitable donation immediately but decide on specific grants later on.
  • Cut your 2016 tax bill with these smart year-end moves

    Investors who fall into the 10% or 15% tax bracket can enjoy a 0% tax rate for their long-term holdings if they decide to sell appreciated stocks. Read on for more money-saving tips.

College

  • Painless ways to save thousands of dollars

    Everyone knows that skipping that daily coffee and eating out less can help boost your savings, but there are ways to increase your savings without giving up all of life's little pleasures.
  • How rising interest rates may affect your loans

    Some analysts say this may be the end of the super-low interest rate era. As rates start to rise, the increases will have different impacts on differing types of loans, from credit cards, to auto and home equity loans.
  • 4 tips to pay off college loans faster

    Most college students try not to think about their student loans until they absolutely must start paying them. But getting an early start can make a big difference in how much interest you pay.
  • Get the most from your financial aid application

    Filing time has arrived for the next academic year. Before filling out the FAFSA form, learn what actions you can take to maximize the amount of aid your college student is granted.

Financial Planning

  • IRS audits: 9 red flags for retirees

    The probability of being audited is slim, but some factors — like required distributions — could increase the chances a retiree's tax return will receive special attention from the IRS.
  • Painless ways to save thousands of dollars

    Everyone knows that skipping that daily coffee and eating out less can help boost your savings, but there are ways to increase your savings without giving up all of life's little pleasures.
  • Donor-advised funds attract record contributions

    Americans have been in a giving mood, driving donor-advised funds to record levels. The funds let investors receive a tax deduction for a charitable donation immediately but decide on specific grants later on.
  • Cut your 2016 tax bill with these smart year-end moves

    Investors who fall into the 10% or 15% tax bracket can enjoy a 0% tax rate for their long-term holdings if they decide to sell appreciated stocks. Read on for more money-saving tips.