Personal Finance
Recently featured college planning, healthcare savings and tax articles, selected by our financial news editors
News Article
How to find the best strategy for gifting money to your adult children
- By Emma Kerr,
- U.S. News & World Report
- - 09/14/2021
Many parents want to pass on some of their wealth now instead of waiting until they’re gone. Here’s when it might make sense and what it could mean for your whole family.
News Article
How to estimate a realistic rate of return for your nest egg
- By Glenn Ruffenach,
- The Wall Street Journal
- - 09/06/2021
Many online retirement calculators want you to put in a ‘rate of return’ on your investments. It’s a critically important figure to know, but predicting it isn’t so easy.
News Article
Answers to some top questions about the changes coming to estate planning
- By David Peterson,
- Fidelity Viewpoints
- - 09/13/2021
Change is in the cards for many long-term estate-planning strategies. Here are five top questions that were recently asked about what may happen next.
News Article
How to know how much college debt your family should take on
- By Cheryl Winokur Munk,
- The Wall Street Journal
- - 09/05/2021
By one estimate, more than half of families plan to take out student loans this year. But how much do you need to borrow? Here are a few things to take into account.
News Article
Second marriages: 7 things to put on your financial checklist
- By Jonathan I. Shenkman,
- Forbes
- - 08/20/2021
Every couple should have a money talk before they tie the knot. If this is your second time around, there are a few other things to consider when it comes to sharing your finances.
Taxes
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Some lawmakers want to eliminate this backdoor Roth IRA strategy
Many Americans have been using a tax method known as a mega-backdoor Roth conversion to increase their savings, but House Democrats want to do away with it. -
What taxing buybacks could mean for companies and investors
To offset government spending, some Senate Democrats are thinking about imposing a tax on corporations that buy back their own stock to help lift share prices. -
Some common ways your investments could lead to an IRS audit
Most of us won’t raise a red flag with the IRS, but as an investor, you still need to be mindful. These six things could make auditors take notice. -
Understanding how cybercrime works may help you defend yourself better
Most of us know that cybercriminals are out there, waiting to take our money. But how do they do it? Knowing that could keep you from being their next target.
College
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Everything you need to know about income share agreements
Income share agreements are a type of college funding that you repay over a set number of years using a fixed percentage of your income. Here's how they work and when they make the most sense. -
How to know how much college debt your family should take on
By one estimate, more than half of families plan to take out student loans this year. But how much do you need to borrow? Here are a few things to take into account. -
Thanks to the pandemic, college tuition insurance is getting new attention
Insurance that covers tuition and other college costs is not a new thing, but with Covid, more families are considering it. Here’s when to know if it’s right for you. -
How to keep a scholarship from reducing financial aid
Many schools routinely adjust financial-aid offers based on outside awards, which could mean lowering or even taking away need-based aid they’ve already offered.
Financial Planning
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Why you may want to start your holiday shopping right now
Supply-chain issues have been hitting almost every sector, including consumer goods. If you want to complete your gift list this year, it may be wise to get a very early jump. -
Paying down debt or investing: This rule can help you prioritize
If you’re wondering what’s the best way to use your money, this simple rule of thumb can help you decide whether to invest or take some debt off your books. -
If you’re worried about a capital gains tax hike, these strategies could help
President Biden has said he wants to raise taxes on capital gains. Here’s how to know if you’d be affected, and what you might do to help minimize the impact. -
When a spouse dies, this checklist can help you get their affairs in order
After losing a partner, you may be asking yourself, What do I do next? This to-do list could make managing their affairs easier and give you a little bit less to worry about.
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