Personal Finance

Help with taxes, saving for college and other financial planning issues.

Taxes

  • An all-in-one wealth transfer checklist

    Before you start setting up an estate plan, it’s important to know who will manage and receive your assets once you’re gone. These four steps can help get you started.
  • These are your tax brackets for 2021

    Every year the IRS reassesses how much federal income taxpayers could owe. The rates haven’t changed, but the brackets have been adjusted to account for inflation.
  • Capital gains: Your tax rates for 2021

    If you sell stocks or other assets that you've held for at least a year, any gain gets taxed. The rates vary, and the IRS adjusts them each year. Here's what they look like for 2021.
  • A few end-of-year tax ideas to think about

    We still have a few months to go before the end of 2021, and that could give you a little time to see if these often-overlooked tax strategies may be right for you.

College

  • Where to get help filing for financial aid

    Applying for college aid is never easy, but help is out there. These resources, both free and fee-based, could simplify things and increase your chances of a bigger award.
  • 2020 is different for student loan payments

    College graduates typically begin paying back their loans in November. Because of the pandemic, however, many borrowers have been given a temporary reprieve.
  • An alternative to the 529 savings plan

    A 529 plan is one of the best ways to save for your kids' education, but it's not the only way. Coverdell Education Savings Accounts may offer an extra advantage.
  • Predicting merit aid in the age of Covid

    This year's financial aid season is like no other, especially for applicants who are seeking merit-based assistance. Here's how students and schools are trying to deal with it.

Financial Planning

  • Where to get help filing for financial aid

    Applying for college aid is never easy, but help is out there. These resources, both free and fee-based, could simplify things and increase your chances of a bigger award.
  • 7 steps to choosing a financial advisor

    There's no shortage of professionals who want to manage your money, but finding the right one can be a challenge. These seven strategies can help narrow the field.
  • Let dollar-cost averaging help you

    It may be one of the simplest ways to add a little discipline to your investing plan. Here are three ways that dollar-cost averaging can benefit your portfolio.
  • When a health savings account makes sense

    If you meet the right criteria, you may be eligible to open a health savings account, or HSA. The tax-friendly plans can help you pay for things your insurance plan may not cover.