Personal Finance

Help with taxes, saving for college and other financial planning issues.

Taxes

  • Preparing now for next year's taxes

    Filing your taxes will look a little different next year, and the IRS's latest changes will be reflected on your return's Form 1040. Here's what you may expect in 2021.
  • What payroll tax relief really means for you

    Don't call President Trump's action to give Americans some fiscal relief a tax cut. It's actually a deferral of Social Security payroll taxes. Here's why that makes a difference.
  • Tax breaks for homes you should know

    Whether you’re a buyer, looking to renovate or working from home, there are many tax breaks to take advantage of. Here are a few answers to some common questions.
  • Your Social Security can get taxed

    If you have other sources of taxable income in retirement, there's a good chance the federal government will want to take more from your monthly Social Security check.

College

  • Strategies for spending college savings

    Schools are back in session, and it’s time to start taking out funds from your kids’ 529 savings plans. Here’s how you could make the most of your money.
  • A new college bill: Coronavirus fees

    Due to the Covid-19 pandemic, colleges are facing higher costs for screening, testing and campus safety. Many schools are passing them on to their students.
  • Watch out for the 'indirect' costs of college

    When you're calculating how much your kids' education will run to, there's going to be a lot more to consider than just the tuition and fees that get paid to their schools.
  • College in the age of Covid-19

    The coronavirus pandemic has transformed our higher-education system with students and families facing unprecedented challenges. Here's how to manage them.

Financial Planning

  • A guide to dollar-cost averaging

    It’s one of the simplest and most-effective strategies for long-term investors. Here’s a close look at what dollar-cost averaging is and how to make it work for you.
  • How the 50/30/20 budget can work for you

    The 50/30/20 rule is a budgeting rule of thumb that can help you make everyday spending decisions without having to track every penny you spend. Here's how it can work for you.
  • College in the age of Covid-19

    The coronavirus pandemic has transformed our higher-education system with students and families facing unprecedented challenges. Here's how to manage them.
  • When to refinance your personal loan

    There are many different reasons why one might want to refinance a personal loan, but ideally you’ll obtain a new, better interest rate as part of the process. Here's when it makes sense.