Simple investing and financial advice

Whether you're looking for a robo advisor’s help with just investing or are also looking for financial guidance and support, Fidelity Go® and Fidelity® Personalized Planning & Advice (think of it as Fidelity Go plus financial advice) have got you covered.



Reviewing an investment strategy we suggested for a retirement goal.

Let us handle the investing for you

After a few simple questions, we'll learn about a financial goal you want to focus on and suggest an investment strategy to help you reach it. Behind the scenes, our investment management team will then manage your strategy and investments for you.

Are you looking for help with investing plus financial guidance from our team of Fidelity advisors?

No, I just want someone to manage my investments for me.

Yes, I also have questions about things like saving for retirement, strategies for paying off debt, and how to create a budget.

 

Choose which account is the right fit for you

  • An investment strategy that's created using information about your finances and goals
  • Investments that are managed by a team of professionals
  • Unlimited 1-on-1 financial planning calls with a team of Fidelity advisors1
  • Account minimums
  • Advisory fee
  • Fidelity Go®
  • An investment strategy that's created using information about your finances and goals Included with Fidelity Go
  • Professional investment management by our team Included with Fidelity Go
  • Unlimited 1-on-1 financial advice and planning calls with a team of Fidelity advisors1 Not included with Fidelity Go
  • Minimums and fees
  • Account minimums No account minimums2
  • Advisory fee $0: Under $10,000
    $3/mo: $10,000–$49,999
    0.35%/yr: $50,000 & above
  • Learn more
  • Fidelity® Personalized Planning & Advice
  • An investment strategy that's created using information about your finances and goals Included with PPA
  • Professional investment management by our team Included with PPA
  • Unlimited 1-on-1 financial advice and planning calls with a team of Fidelity advisors1 Included with PPA
  • Account minimums $25,000 managed through Personalized Planning & Advice3
  • Advisory fee 0.50% per year
  • Learn more
Learn more about how robo advisors and hybrid robo advisors work.

As you consider details about Fidelity Go (our robo advisor) and Personalized Planning & Advice (our hybrid robo advisor), it's also good to understand the specifics about these types of accounts and how they work.

Can't decide which account is right for you? We can help.

Give us a call at 800-343-3548 and ask for 'Planning'

Give us a call at 800-343-3548 and ask for "Planning"

FAQs

  • What's a robo advisor?

    A robo advisor is an affordable digital financial service that uses technology to help automate investing based on information investors provide about themselves and their financial situation. "Robo" refers to these services being almost completely digital, and that computers, smartphones, or tablets are used to access and interact with your accounts. "Advisor" speaks to the investment advisors that offer digital advice and account management services, often for a lower fee than traditional investment advisory services.

  • What's a hybrid robo advisor?

    A hybrid robo advisor is a service that typically combines a professionally managed account (through the help of a robo advisory service) with access to financial guidance or planning. For many hybrid robo advisors, the guidance and planning services are available through phone or video calls with human financial advisors. By meeting over the phone and through computer or app-based video conferencing, these services can come at a lower cost than meeting in person with a traditional financial advisor.

  • How do robo advisors work?

    Robo advisors use various pieces of information about an investor to suggest an investment strategy. In most cases, you'll first be asked some questions online or through an app about yourself and your current financial situation. A robo advisor then uses that information to suggest an investment strategy for your financial goals. Investment strategies can include a mix of different types of investments and many robo advisors include account rebalancing services to help your investments stay in line with your financial goals and preferences.

  • What types of financial advice and coaching can I get with a Fidelity® Personalized Planning & Advice account?

    During the 1-on-1 advice and coaching calls with a Fidelity advisor, you'll be able to focus on specific coaching topics like saving for retirement, building a budget, managing debt, and planning for your financial goals. Outside of these calls, you'll also have 24/7 access to our digital planning and advice tools, curated educational content, and online resources to help you get organized.

  • What sort of financial planning do I get with a Fidelity® Personalized Planning & Advice account?

    On your 1-on-1 phone calls with a Fidelity advisor, you'll be able to discuss a financial plan for the future. During your conversations, an advisor will get to know what's important to you, work with you to prioritize your financial goals, and explain the importance of creating a financial plan to help make progress toward reaching them. You'll also get clear next steps so that you have tasks to complete and milestones to reach between each call.