Immediate fixed income annuities

Available through The Fidelity Insurance Network®, immediate fixed income annuities provide1 a guaranteed stream of income for the rest of your life or a set period of time.


Get in touch

Open an annuity

800-493-3004


Questions about an existing annuity?

800-634-9361

Available through The Fidelity Insurance Network®

Since an annuity's guarantees2 are only as strong as the insurance company providing them, you should consider the strength3 of the company you select and its ability to meet future obligations.2

Issuer The Guardian MassMutual New York Life The Principal Western & Southern
Annuity name The Guardian Guaranteed Income Annuity IIISM MassMutual RetireEaseSM New York Life Guaranteed Lifetime Income Annuity II/Guaranteed Period Income Annuity II Principal Income Annuity Western & Southern IncomeSource® Annuity
Financial strength rating of issuing company3
A.M. Best financial strength rating A++
(Superior)
A++
(Superior)
A++
(Superior)
A+
(Superior)
A+
(Superior)
Standard & Poor's financial strength rating AA+
(Very strong)
AA+
(Very strong)
AA+
(Very strong)
A+
(Strong)
AA- 
(Very strong)
Purchase guidelines
Minimum investment $10,000 $10,000 $10,000 $10,000 $10,000
Maximum issue age4 Age 90 Age 90 Age 89 Age 95 Age 95
Income options—set period of time
Period certain (Years) 5 to 30 5 to 30 5 to 30 5 to 30 5 to 30
Income options—lifetime2
Single lifetime
 
 
 
 
 
Joint lifetime:
100% benefits continuation to joint owner
 
 
 
 
 
Joint lifetime:
66⅔% benefits continuation to joint owner
 
 
 
 
 
Joint Lifetime:
50% benefits continuation to joint owner
 
 
 
 
 
Additional features for lifetime income options
Protection for beneficiaries2
Guarantee period (years) 5 to 30 5 to 30 5 to 30 5 to 30 5 to 30
Cash refund
 
 
 
 
 
Optional features
Set annual increase 1% to 5% 1% to 4% 1% to 5% 1% to 5% or CPI-U5 1% to 5%
Some products and features listed here may not be available in all states and variations may apply. Certain features may not be available in all products or depending on type of funds used to purchase the annuity.

Get in touch

Contact us to get help and answers.

Open an annuity

800-493-3004

Questions about an
existing annuity?

800-634-9361