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Compare Immediate Fixed Income Annuities

Fidelity provides access to a range of immediate fixed income annuities1 through The Fidelity Insurance Network®.

Available through The Fidelity Insurance Network®

Since an annuity's guarantees2 are only as strong as the insurance company providing them, you should consider the strength3 of the company you select and its ability to meet future obligations.2

Issuer The Guardian MassMutual MetLife Investors New York Life The Principal
Annuity name The Guardian Guaranteed Income Annuity IISM MassMutual RetireEaseSM MetLife Income AnnuitySM 4 New York Life Guaranteed Lifetime Income Annuity II/Guaranteed Period Income Annuity II Principal Income Annuity
Financial strength rating of issuing company3
Purchase guidelines
Income options—set period of time
Income options—lifetime2
Additional features for lifetime income options
Protection for beneficiaries2
Optional features

Some products and features listed here may not be available in all states and variations may apply. Certain features may not be available in all products or depending on type of funds used to purchase the annuity.

1. Fixed annuities available at Fidelity are issued by third-party insurance companies, which are not affiliated with any Fidelity Investments company. These products are distributed by Fidelity Insurance Agency, Inc., and, for certain products, Fidelity Brokerage Services, Member NYSE, SIPC. A contract's financial guarantees are solely the responsibility of and are subject to the claims-paying ability of the issuing insurance company
2. Guarantees are subject to the claims-paying ability of the issuing insurance company.
3. Ratings current as of May 2013. Financial strength ratings are opinions from independent rating agencies of an insurer's financial strength and ability to pay its insurance policies and contract obligations. They are not recommendations to purchase, hold, or terminate any insurance policy or contract issued by an insurer, nor do they address the suitability of any particular policy or contract for a specific purpose or purchaser. Ratings range from A++ to F for A.M. Best ratings, and AAA to CC for Standard & Poors ratings, and are subject to change. For the latest ratings and definition of ratings, access www.ambest.com and www.standardandpoors.com.
4. The MetLife Income AnnuitySM is referred to as Single Premium Immediate Annuity (SPIA) in the contract and on related forms.
5. Maximum and minimum issue age may vary by product and feature.
Withdrawals of taxable amounts and taxable income received from an annuity are subject to ordinary income tax. Withdrawals of taxable amounts taken before age 59½, may be subject to a 10% IRS penalty.
The Guardian Guaranteed Income Annuity IISM is issued by The Guardian Insurance & Annuity Company, Inc.; MassMutual RetireEaseSM is issued by Massachusetts Mutual Life Insurance Company; MetLife Income AnnuitySM is issued by MetLife Investors USA Insurance Company and in New York, by First MetLife Investors Insurance Company (collectively and singly, MetLife Investors); New York Life Guaranteed Lifetime Income Annuity II/New York Life Guaranteed Period Income Annuity II are issued by New York Life Insurance and Annuity Corporation (a Delaware Corporation), a wholly owned subsidiary of New York Life Insurance Company; Principal Income Annuity is issued by Principal Life Insurance Company.