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It's important to have a strategy for your withdrawals so that you can help your savings last through retirement. As you enter retirement, you may start withdrawing from your savings in order to provide a stream of income. Also, if you have a Traditional IRA or other tax-deferred retirement account, there are mandatory withdrawals known as minimum required distributions (MRDs), once you reach 70½. Learn more about MRDs.
With all these withdrawals, it's important to be strategic so that your savings can last. You may want to consider reinvesting a portion of your distributions. Also, your withdrawal strategy should factor in tax considerations so that you can make informed decisions about which accounts to withdraw from first. Be sure to:
Minimum Required Distribution (MRD) Calculator
Determine your required retirement account withdrawals after age 70½.
Fidelity Income Strategy Evaluator®
Find a mix of income-producing investments to meet your needs in retirement.
Guaranteed Income Estimator
Get an estimate for guaranteed income payments you can receive through a fixed income annuity.*
View, track, and manage distributions from your retirement and inherited retirement accounts.