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Your top investing questions answered

It's been a tumultuous time in the world and financial markets due largely to the ripple effects of the Iran conflict. Here are 5 of the top questions from our Viewpoints Market Sense viewers, plus some timely Fidelity perspectives to help you make better choices during these challenging times.

1. What do Fidelity’s financial professionals feel will be the short-term and long-term impacts from the Middle East conflict?

Fidelity’s professionals largely expect the Middle East conflict to continue to drive short term market volatility—particularly in energy prices and investments like stocks that tend to swing more when uncertainty rises. Longer term impacts will depend on whether the conflict escalates, disrupts global supply chains, or changes the outlook for inflation and interest rates.

Read Fidelity Viewpoints: 5 takeaways from the recent volatility

2. What should I do with my international stocks at this time?

Though we can't provide specific investment advice, Fidelity believes international investments are a key part of a diversified investment mix. It’s important to avoid making reactive decisions based on short-term volatility. Global markets often recover over time and can provide long term growth potential and diversification benefits. Your asset allocation to each asset class should match your risk tolerance and time horizon.

Read Fidelity Viewpoints: How to buy international stocks

3. What is your outlook for defense and aerospace stocks following the Iran conflict?

Several Fidelity professionals believe defense and aerospace stocks may see near-term support from elevated geopolitical tensions, while longer-term performance will depend on defense spending trends, contract backlogs, and global security priorities.

Read Fidelity Viewpoints: Investing in a new geopolitical era

4. Is this a good time to retire given what’s happening with the stock market including the recent market volatility?

Market volatility alone doesn’t determine whether it’s a good time to retire—what matters most is whether your plan accounts for income needs, time horizon, and the ability to weather short-term market swings.

Read Fidelity Viewpoints: Thinking of retiring into this market?

5. Should I change my investments due to the recent market volatility following the Iran conflict?

Fidelity leaders would caution against making abrupt investment changes during periods of heightened volatility, noting that reactive decisions based on headlines can undermine long-term financial goals.

Read Fidelity Viewpoints: The 7 biggest mistakes investors are making now

For the latest insights on today’s markets and smart investing strategies to help you grow and protect your money, tune into Fidelity Viewpoints Market Sense every Tuesday at 2:00 p.m. ET.

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This information is intended to be educational and is not tailored to the investment needs of any specific investor.

Investing involves risk, including risk of loss.

Foreign markets can be more volatile than U.S. markets due to increased risks of adverse issuer, political, market, or economic developments, all of which are magnified in emerging markets. These risks are particularly significant for investments that focus on a single country or region.

Past performance is no guarantee of future results.

​As with all your investments through Fidelity, and in connection with your evaluation of the security, you must make your own determination whether an investment in any particular security or securities is consistent with your investment objectives, risk tolerance, and financial situation. Fidelity is not recommending or endorsing this investment by making it available to its customers.

Stock markets are volatile and can fluctuate significantly in response to company, industry, political, regulatory, market, or economic developments. Investing in stock involves risks, including the loss of principal.

Diversification does not ensure a profit or guarantee against loss.

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