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Insights

Objective investing strategies and financial guidance to help make the most of your money.

When is it okay to treat yourself?

Saving money takes discipline, but when is it okay to splurge? That question, and a few others, can help you decide if you're financially ready to treat yourself to a wedding, car, vacation or other purchase.

Why you shouldn't delay saving for retirement

A report from the Employee Benefit Research Institute drives home the point that it may be a bad call to wait until you're older and making more money to start saving for retirement. Here's why.

New money-fund rules: A closer look

If you've put cash into money-market funds, you'll want to take notice of new rules recently passed by the Securities and Exchange Commission.

How much to invest in an immediate annuity

One strategy is to add up your regular expenses and subtract your guaranteed income — and use an annuity to fill the gap.

Are tactical asset allocation funds for you?

Market downturns that negatively impact multiple asset classes at once could get in the way of your investing objective. That's where a tactical asset allocation strategy could come in handy.

6 bad reasons to adjust your portfolio

If the aging bull market has you worried about your portfolio, you're not alone. But making a change based on this fear — or other common ones — may not be the best move. Here's why.
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fidelity-fbs-iconThese links are provided by Fidelity Brokerage Services LLC ("FBS") for educational and informational purposes only. FBS is responsible for the information contained in the links. FICS and FBS are seperate but affiliated companies and FICS is not involved in the preparation or selection of these links, nor does it explicitly or implicitly endorse or approve information contained in the links.
Content for this page, unless otherwise indicated with a Fidelity pyramid logo, is published or selected by Fidelity Interactive Content Services LLC ("FICS"), a Fidelity company with main offices in New York, New York. All Web pages that are published by FICS will contain this legend. FICS was established to present users with objective news, information, data and guidance on personal finance topics drawn from a diverse collection of sources including affiliated and non-affiliated financial services publications and FICS-created content. Content selected and published by FICS drawn from affiliated Fidelity companies is labeled as such. FICS selected content is not intended to provide tax, legal, insurance or investment advice and should not be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security by any Fidelity entity or any third-party. Quotes are delayed unless otherwise noted. FICS is owned by FMR LLC and is an affiliate of Fidelity Brokerage Services LLC. Terms of use for Third-Party Content and Research.
fidelity-fbs-iconThese links are provided by Fidelity Brokerage Services LLC ("FBS") for educational and informational purposes only. FBS is responsible for the information contained in the links. FICS and FBS are seperate but affiliated companies and FICS is not involved in the preparation or selection of these links, nor does it explicitly or implicitly endorse or approve information contained in the links.
Before investing, consider the funds' investment objectives, risks, charges, and expenses. Contact Fidelity for a prospectus or, if available, a summary prospectus containing this information.  Read it carefully.