Withdrawing Money From Your Fidelity IRA

Depending on your age and account type (Traditional, Rollover, or Roth IRA), there are different withdrawal rules that apply to you. Select your age range and we'll help you withdraw money from your IRA.

How old are you?

I'm under 59½

Your transaction would be considered an early withdrawal because of your age. Learn more about withdrawal penalties, taxes, and exceptions that apply to your situation.

I'm between 59½ and 70½

At this age, you can take money from your IRA without an early-withdrawal penalty and you aren't required to take an MRD yet. Learn more about the different withdrawal rules and taxes for your IRA.1

I'm 70½ or older

Starting at this age, if you have a Traditional or Rollover IRA, you must take a minimum required distribution (MRD)2 each year. We will help you understand the MRD rules for all account types.