Withdrawing Money From Your Fidelity IRA
Depending on your age and account type (Traditional, Rollover, or Roth IRA), there are different withdrawal rules that apply to you. Select your age range and we'll help you withdraw money from your IRA.
How old are you?
Your transaction would be considered an early withdrawal because of your age. Learn more about withdrawal penalties, taxes, and exceptions that apply to your situation.
At this age, you can take money from your IRA without an early-withdrawal penalty and you aren't required to take an MRD yet. Learn more about the different withdrawal rules and taxes for your IRA.1
Starting at this age, if you have a Traditional or Rollover IRA, you must take a minimum required distribution (MRD)2 each year. We will help you understand the MRD rules for all account types.
A distribution from a Roth IRA is tax free and penalty free, provided the five-year aging requirement has been satisfied and one of the following conditions is met: age 59½, disability, qualified first-time home purchase, or death.
Fidelity does not provide legal or tax advice. The information herein is general in nature and should not be considered legal or tax advice. Consult an attorney or tax professional regarding your specific situation.