Withdrawing money from your Fidelity IRA
Depending on your age and account type, there are different withdrawal rules that apply to you. Select your age range and we'll help you withdraw money from your IRA.
How old are you?
Your transaction would be considered an early withdrawal because of your age. Learn more about withdrawal penalties, taxes, and exceptions that may apply to your situation.
At this age, you can take money from your IRA without an early withdrawal penalty. Learn more about the different withdrawal rules and taxes for your IRA.2
Starting at this age if you have an IRA,3 you must take a required minimum distribution (RMD) each year. We will help you understand the RMD rules for all account types.
The change in the RMD age requirement from 70½ to 72 only applies to individuals who turn 70½ on or after January 1, 2020. Please speak with your tax advisor regarding the impact of this change on future RMDs.
A distribution from a Roth IRA is tax-free and penalty-free, provided the 5-year aging requirement has been satisfied and one of the following conditions is met: age 59½, disability, qualified first-time home purchase, or death.
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