Wealth Planning

For clients investing $250,000 or more with Fidelity, we provide a dedicated financial professional for ongoing wealth planning guidance and management of your entire relationship with us. Our personal approach can help simplify the complexities of investing your assets, addressing the potential impact of taxes, and preserving your wealth.

Access our wide range of wealth solutions

Establishing the right blend of investment products and strategies—from basic to advanced—can help you grow your wealth, secure your financial position, and make the most of your money now and over the long term.

We can help you take a comprehensive approach for your unique needs, which may include:

  • Asset allocation strategies to help balance risk and reward across each asset class in your portfolio
  • Tax-advantaged strategies+ to help you keep more of what your investments earn
  • Disciplined, active management to help balance gains and losses and seek opportunities for both growth and conservation
  • Professionally managed portfolios1 for a range of goals and personal investing preferences
  • Access to powerful trading platforms,2 free independent stock research, and our Active Trader specialists3
  • Cash management and credit card solutions4 to manage your spending with your investing

Next steps

One-on-one consultation
Contact your Fidelity financial professional or call us at 800-343-3548 to schedule time to discuss how these topics apply to your overall financial situation.

Investment Strategy Guide (PDF)
Learn about creating a tailored approach to money management using a blend of strategies.

Whether you'd like Fidelity to manage your retirement investments for you+ or simply assist you, we can help you explore everything from advanced managed strategies to our individual mutual fund strategies.

We can show you how different scenarios may impact your long-term outlook, and we can include both Fidelity and non-Fidelity retirement accounts for a comprehensive approach. We can help you consider:

  • Assessing your full picture of personal assets, workplace plans, and Social Security benefits
  • A range of individual retirement accounts (IRAs) to provide certain tax advantages
  • Executive and Stock Plan Services to help enhance your equity compensation plan, manage risk, and determine how it may fit in your overall investment portfolio
  • Solutions for small business retirement plans
  • A strategy that addresses asset growth, income, and protection

Next steps

One-on-one consultation
Contact your Fidelity financial professional or call us at 800-343-3548 to schedule time to discuss how these topics apply to your overall financial situation.

Retirement Planning Guide (PDF)
Learn about building and implementing your retirement plan.

Maintaining your family's standard of living throughout retirement and preserving assets for future generations can be parallel goals. We believe every investor should have an income protection plan to help manage factors such as inflation, market volatility, longevity, and health care costs.

A smart strategy is appropriately diversified,5 provides income and growth potential, and enables flexibility as your needs evolve. We can help you consider:

  • Annuity options to help mitigate market uncertainties and lock in guaranteed6 income
  • Insurance solutions to help you and your family meet a variety of goals, from taking the place of your income to insulating your assets and more
  • How insurance may help protect your family’s well-being in the event of an illness, disability, or death
  • Planning ahead for longevity, medical expenses, and long-term care costs
  • Access to our life insurance specialists7 and online tools to help you assess potential risks and how much insurance you need to help protect those who rely on you financially

Next steps

One-on-one consultation
Contact your Fidelity financial professional or call us at 800-343-3548 to schedule time to discuss how these topics apply to your overall financial situation.

Income Diversification Guide (PDF)
Learn about creating a plan that will support your lifestyle in retirement.

Planning for your family’s financial future is a natural part of your overall plan. A comprehensive asset protection strategy can be beneficial today and in the future.

Your range of assets, wishes for supporting loved ones, and charitable interests are all important considerations. But the complexities of today’s tax landscape, as well as variations in federal and state laws, can make this a complicated undertaking.

To help you bring all the pieces together, we offer a range of guidance and solutions, including:

  • Strategies for managing federal and state estate and gift taxes
  • Secure, digital solutions to help protect, plan, and organize your information and share it with loved ones or other professionals*
  • Access to our estate planning specialists for guidance, support, and considerations to discuss with your attorney+
  • Inheritor Services for guidance and support through the process of settling an estate
  • Trust accounts and administrative services to help you control how your wealth is distributed, reduce probate exposure, and potentially reduce estate taxes
  • Charitable strategies to help enhance your giving and potential tax benefits

Next steps

One-on-one consultation
Contact your Fidelity financial professional or call us at 800-343-3548 to schedule time to discuss how these topics apply to your overall financial situation.

Asset Protection Guide (PDF)
Learn about designing a plan to help provide for your family's financial future.

Caring and providing opportunities for the people who matter most to you can be a significant financial responsibility but also very fulfilling to accomplish.

Whether you are helping loved ones with college expenses, supporting family members' dreams, lending assistance to aging parents, or all of these needs, we can help you with:

  • 529 college savings plans and our college gifting program for tax-advantaged investments to pay for education
  • Roth IRA for Kids to help a child save for retirement when they start their first job
  • Financial guidance for young professionals
  • Engaging your loved ones in charitable giving and legacy planning to extend your family’s values and traditions
  • Planning resources from industry leaders for health care, home care, transitioning control of financial decisions, and protecting assets
  • Guidance and resources for talking with your family members about sensitive topics like aging, illness, and death

Next steps

One-on-one consultation
Contact your Fidelity financial professional or call us at 800-343-3548 to schedule time to discuss how these topics apply to your overall financial situation.

Aging Well Guide (PDF)
Learn about building a comprehensive plan for yourself and your family.

Legacy Conversation Guide (PDF)
Learn about having conversations about the future with your loved ones.