Money ideas


Improve your day-to-day financial habits, save for big purchases, invest toward long-term goals, and create a plan to retire. We've got you covered.

Taking control of your day-to-day finances


"I need money to pay bills, start saving, and pay down debt."

Consider these money moves


After you catch up on bills and pay down any high-interest debt—including credit cards and student loans—it's good to turn your attention to building an emergency fund.

Aim to save 3–6 months of essential expenses, in an account that pays interest and that gives you easy access to cash so you'll have some peace of mind when it comes to the unexpected.


How to build an emergency fund

Take a look at your saving and spending


We suggest using the 50/15/5 rule: Budget 50% of your take-home pay for essential expenses, 15% of your pretax income for retirement savings, and 5% of your take-home pay for near-term savings and emergencies.

For day-to-day budgeting, tracking your expenses can help you get a handle on your finances and work toward your money goals.


7 steps to a better budget: Fidelity Smart Money

Get tips to help grow your money skills


If you'd like to learn more about managing money and building good habits that work for you, we have helpful info on budgeting, saving, and spending less.


More saving and budgeting tips

Fidelity Viewpoints®: Market Sense

A weekly, 20-minute market and investing update


You'll hear from Fidelity leaders about the latest market events, next steps to consider for your investments, and answers to common questions.


Watch previous episodes or register for future episodes

Your Stock Plan Resource Center


The Stock Plan Resource Center provides the help and education you need to understand how your equity compensation works, including taxes, selling and managing shares, and planning for your financial goals and priorities.


Visit the Stock Plan Resource Center

Related resources

5 small steps that can make a big impact


Easy ways to manage spending, save more, and pay off debt.

Managing debt


From understanding credit to paying down debt, we can help you take charge of your financial health.

How to live for today, plan for tomorrow


Managing expenses while saving for the future takes planning and practice.

Building toward a big purchase


"I have travel plans, renovations, or a new home purchase coming soon."

Here's why it's good to start with a plan


If you have something coming up, no matter how big, making a plan can help you get there, step by step.

We can help you create a plan, see all your money in one place, and work toward your goals—no matter what they are.


Start your plan

Practice patience: It can pay off for you


While some major purchases need to happen right now, it's important to consider the value of patience when you can afford it.

If you can choose to delay a major purchase and invest that money in the meantime in an account that pays interest, you might come away with more to spend.


Learn more about low-risk investing

Simplify your major purchases


From budgeting and saving for a major purchase to tips on everything from home renovations to travel planning, our Life Events resources can help make your money go further.


Go to Life Events: Making a major purchase

Fidelity Viewpoints®: Market Sense

A weekly, 20-minute market and investing update


You'll hear from Fidelity leaders about the latest market events, next steps to consider for your investments, and answers to common questions.


Watch previous episodes or register for future episodes

Your Stock Plan Resource Center


The Stock Plan Resource Center provides the help and education you need to understand how your equity compensation works, including taxes, selling and managing shares, and planning for your financial goals and priorities.


Visit the Stock Plan Resource Center

Related resources

Investing for beginners


Investing doesn't have to be complicated. Here's how to get started.

How to travel for cheap


Budget travelers share 10 tips for cutting costs.

What are money market funds?


Learn more about these relatively low-risk, low-volatility investments.

Supporting your long-term goals


"I'm thinking about my kids, pets, community, and charitable interests."

For the happily ever after, and after


From getting married and planning for a growing family to saving for college and caring for aging loved ones, our Life Events resources can help guide and support you every step of the way.


Go to Life Events

Help a younger family member start saving


It's never too early to start building savings—and a saving mindset. Find out how simple it can be to help your family's next generation prepare for their brightest future.


Child saving and investing

Make a difference in your community


We'd love to help you give back. Support causes and organizations that matter to you in a way that could also help you save money on taxes.


Go to Charitable Giving

Investing for what's next


Your awards or ESPP is linked to a Fidelity brokerage account, which is where your cash or shares will go when they pay out. You can also use this account to trade stocks, bonds, mutual funds, ETFs, and more. Invest independently or with an advisor.


  • Competitive commissions
  • Diverse range of investments
  • 24/7 support online and by phone

Explore the Fidelity brokerage account

Fidelity Viewpoints®: Market Sense

A weekly, 20-minute market and investing update


You'll hear from Fidelity leaders about the latest market events, next steps to consider for your investments, and answers to common questions.


Watch previous episodes or register for future episodes

Your Stock Plan Resource Center


The Stock Plan Resource Center provides the help and education you need to understand how your equity compensation works, including taxes, selling and managing shares, and planning for your financial goals and priorities.


Visit the Stock Plan Resource Center

Related resources

Financial resources for the Latino community


Here's how to build more for your family.

Diversification: Why and how to do it


It's one of the cornerstones of smart investing.

How grandparents can help fund education


Learn about flexible, tax-smart ways to save for your grandkids' future.

Simplifying your retirement planning


"I want to enjoy traveling, eating out, and all the other things I love doing while I'm retired."

Get your tailored, prioritized checklist for retirement


Answer questions about how you envision retirement, and we'll create a prioritized checklist of choices for you to consider—along with the insights and tools to help you make decisions.


Start the Retirement Decision Guide

Decide when to claim Social Security


In just a few minutes, you can create and adjust a claiming strategy to see how much your Social Security benefit might be.


Claiming Social Security

Find the right Medicare plan for you


We'll help you compare Medicare options and enroll in coverage that's right for you. Schedule a time to talk


Find plans online

Fidelity Viewpoints®: Market Sense

A weekly, 20-minute market and investing update


You'll hear from Fidelity leaders about the latest market events, next steps to consider for your investments, and answers to common questions.


Watch previous episodes or register for future episodes

Your Stock Plan Resource Center


The Stock Plan Resource Center provides the help and education you need to understand how your equity compensation works, including taxes, selling and managing shares, and planning for your financial goals and priorities.


Visit the Stock Plan Resource Center

Related resources

Making a plan for retirement income


Preserving your savings and growing your money in retirement.

Saving for retirement


Get tips and guidance on how to live the life you want in retirement.

8 moves to help snowball retirement savings


These little steps could have a big effect later.

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