Buying Process for Term Life Insurance

Begin by using the Term Life Insurance Needs Estimator to calculate your approximate insurance needs and the Term Life Insurance Quote Tool to obtain a quote.

Determining the cost of your life insurance policy usually takes 4–6 weeks and is completed in 3 simple steps:

  1. Fill out a questionnaire.
    Call 1-800-642-6904, and an insurance-licensed financial professional will help you complete the questionnaire to start your application. Once we receive your signed form, your Case Manager will call you to review your information. The call should last 10–15 minutes.
  2. Make an appointment.
    Your Case Manager will help you schedule a routine medical exam at a time and location most convenient to you. There's no cost for the exam and no obligation for you to purchase a policy.
  3. We'll call you.
    As we review your information, we may call your doctor if we need more information. Then your Case Manager will call you to let you know if your application has been approved and what premium you qualify for.