Set it aside
"If I see money, I can envision spending it." — Kevin
- 1 Determine what to save. Set an amount you think you can safely set aside while covering your expenses.
- 2 Find a separate place for it. Open a new account if needed to hold that money.
- 3 Put it on autopilot. Create your system for moving money into that account—auto deductions from your paycheck or a monthly reminder to yourself.
Track and reflect
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Kirra shares her philosophy on keeping her spending in line with her values—reflecting on what triggers her to spend money, and deciding whether purchases will get her closer to financial independence. She's 23, and already making progress toward Financial Independence.
"I associate FI/RE with being restrictive, but I’m still doing bougie things."
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