How to Add Electronic Funds Transfer (EFT) to Your Account

Adding EFT provides you with a fast, secure, and free* way to transfer money between your Fidelity account and a bank account. In most cases, you can link your bank account online and start using EFT today.

or Download the PDF

Add EFT online

Please follow these steps:

  • Confirm you're listed as the owner on both the Fidelity account and the bank account
  • Select Link a Bank for EFTLog In Required and choose the Fidelity account you want linked
  • Enter your bank account information using your bank's ABA routing number and account number
  • You may be asked to submit a security code that Fidelity sends you by text message to your cell phone or to enter your bank login credentials (your username and password) to continue the bank verification process

If you've already linked a bank to one of your Fidelity accounts, you might be able to copy the bank information to your other Fidelity accounts. If the bank information is eligible, you'll see it listed.

Add EFT using the form

If you cannot add a bank online or if you choose to use the form, please follow these steps:

If you want to set up EFT to transfer money to another person's account (3rd Party EFT Authorization to Someone Else), please follow these steps:

  • Download the Electronic Funds Transfer (EFT) Authorization (PDF) form
  • Complete sections 1, 3, and 5 of the form, plus any other sections that apply to you
  • Include a Medallion Signature Guarantee in section 5, or complete the form at a Fidelity Investor Center with all signers present
  • Submit the form following the instructions at the bottom of the form