Popular questions



  • What are the fees for trading in Fidelity Crypto® accounts?

    Your Fidelity Crypto® trades are commission free. A spread of 1% will be included in every trade execution price. A spread is the difference between your execution price and the price at which Fidelity Digital Assets℠ buys or sells digital assets to fill your order. Fidelity Digital Assets℠ will not separately calculate and disclose spread earned on the trade confirmation screen.

    If you have an account through Fidelity Crypto® for Wealth Managers, please see your customer agreement for the applicable spread and contact your advisor or intermediary for details on other fees that apply to your Fidelity Crypto® for Wealth Managers account. Please refer to the Fidelity Crypto® for Wealth Managers Customer Agreement. You can find it in the Fidelity Crypto Agreements & Disclosures in your account profile on the Fidelity Investments® app and at the bottom of the account page on Fidelity.com.

    Fees are subject to change.

  • How does the 1% spread affect the execution of limit orders in Fidelity Crypto® accounts?

    Your limit order will execute when Fidelity Digital Assets℠ is able to buy or sell your selected crypto at your limit price or better, which includes a 1% spread.

    The spread will not impact the price you receive on your trade; however, it will impact if and when your order executes. Here's how for buy and sell orders:

    • Buy orders will be eligible to execute if the market price of your selected crypto goes 1% below your limit price.
    • Sell orders will be eligible to execute if the market price of your selected crypto goes 1% above your limit price.

    Keep in mind: Market quotes and price alerts may not match the pricing available to Fidelity Digital Assets℠.

  • Is Fidelity Crypto® a new cryptocurrency or a blockchain?

    Fidelity Crypto® is not a new cryptocurrency or a blockchain but is an account where you can buy and sell certain cryptocurrencies. Fidelity Digital Assets provides a proprietary custody and execution platform, which means it’s designed and owned by Fidelity Digital Assets. This platform is integrated with the Ethereum and Bitcoin networks, which are open-source blockchains. Private keys are stored in offline wallets, and any transfers from our platform to those wallets are done using blockchain technology.

  • Can I buy spot or futures crypto in Fidelity Crypto® accounts ?

    Fidelity Crypto® accounts allow you to buy spot cryptocurrencies. Futures are not offered.

  • How does Fidelity Crypto® custody my assets?

    All crypto assets held by Fidelity Crypto® are custodied with Fidelity Digital Assets℠. Fidelity Digital Assets’ custody solution offers an optimized balance of security and accessibility. We hold nearly all of customers’ assets offline in secure cold storage. A small portion of assets are kept online in hot wallets to facilitate timely processing. Fidelity Digital Assets℠ does not lend or otherwise encumber a customer’s crypto assets without customer consent or engage in any proprietary activities with customer crypto assets.

  • Will Fidelity Digital Assets℠ show proof of reserves for my crypto holdings?

    For security reasons we do not share this information but can confirm that Fidelity Digital Assets℠ handles customer crypto assets as just that, customer assets. Fidelity Digital Assets℠ maintains exclusive custody of customer digital assets which are not held on any third-party custodian or exchange. As part of normal procedure, Fidelity Digital Assets℠ undergoes daily reconciliations to ensure our books and records match what customer assets we manage. These reconciliations are supervised by multiple teams and parties, along with there being multiple controls in place to ensure completeness and accuracy.

    Fidelity Digital Assets℠ is not permitted to lend or otherwise encumber a customer’s crypto assets without customer consent, meaning customer assets remain completely in custody.

  • Are customer assets with Fidelity Crypto® lent out or used for any other purposes?

    The Fidelity Crypto® customer agreement provides that the digital assets held in custody by Fidelity Digital Assets℠ are owned by its clients and that Fidelity Digital Assets℠ is not permitted to lend or otherwise encumber a customer’s crypto assets without customer consent. Furthermore, Fidelity Digital Assets℠ does not engage in any proprietary activities with customer crypto assets. 

  • Could Fidelity Crypto® affect Fidelity Brokerage Services?

    Fidelity Crypto® is separate and distinct from Fidelity Brokerage Services, the broker-dealer platform where you invest in traditional assets like stocks, bonds, CDs, mutual funds, and ETFs. Fidelity Digital Assets provides accounts, custody, and trading for Fidelity Crypto®.

  • What exchanges does Fidelity Digital Assets℠ use for crypto trading?

    Fidelity Digital Assets℠ doesn’t share the names of its liquidity providers for legal purposes. As the provider of custody and trade execution services for Fidelity Crypto®, Fidelity Digital Assets℠ can confirm that customer assets are always kept within its proprietary custody solution and are never custodied on any exchange.

  • What is Fidelity Crypto®?

    Fidelity Crypto® allows you to buy, sell, and secure cryptocurrencies like bitcoin and ethereum with as little as $1 and access both your traditional and crypto investments on Fidelity.com and the Fidelity Investments app. Custody and trading of crypto in a Fidelity Crypto® account are provided with institutional-level security by Fidelity Digital Assets

  • Is Fidelity Crypto® available in my state?

    Check below to see if your state is eligible for Fidelity Crypto®. The good news is, even if you don't see your state on the list, Fidelity Digital Assets℠ is working hard to make services available in your state.

    Alabama
    Arkansas
    California
    Colorado
    Delaware
    Florida
    Idaho
    Illinois
    Indiana
    Iowa
    Kansas
    Kentucky
    Maine
    Massachusetts
    Michigan
    Mississippi
    Missouri
    Montana
    Nebraska

    Nevada
    New Hampshire
    New Jersey
    New York
    North Dakota
    Ohio
    Oklahoma
    Oregon
    Pennsylvania
    South Carolina
    South Dakota
    Tennessee
    Texas
    Utah
    Vermont
    Virginia
    Washington
    Wisconsin
    Wyoming

  • What are the trading hours for Fidelity Crypto®?

    Trading in Fidelity Crypto® accounts is available 23 hours a day, from 1 a.m. ET until midnight. Periodically, a scheduled maintenance event may keep trading unavailable until 4 a.m. ET.