Electronic Funds Transfers (EFTs)

Transfer money between your bank and Fidelity securely via Automated Clearing House (ACH)—for free.*

EFT guidelines

Transaction limits

Minimum $10 – Maximum $100,000

Up to 3 transactions allowed per business day, totaling no more than $250,000



* Your bank may charge fees for sending or receiving transfers.


Transfers from Fidelity: generally received within two (2) business days

Transfers to Fidelity: generally available for security purchases or withdrawal within four (4) business days. The amount of your deposit will accrue interest during this period.

If you would like to schedule recurring, automatic transfers from your bank account to your Fidelity account, you can set up automatic investments.

To move money more quickly, consider performing a Bank Wire. (Fees may apply.)

Next step

Additional resources