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Electronic Funds Transfers (EFTs)

Transfer money between your bank and Fidelity securely via Automated Clearing House (ACH)—for free.*

  • For routine transfers to/from your bank
  • Transactions completed as early as the same business day
  • No fees charged by Fidelity (fees from your bank may apply)
  • Online transaction limits: minimum: $10; maximum: $100,000

Deposits are generally available for withdrawal or to purchase securities online within four business days. The amount of your deposit will accrue interest during this period.

Set up automatic investments
You can also schedule recurring, automatic transfers from your bank account to your Fidelity account with automatic investments.

Need money the same day?
Learn more about how to wire money to or from Fidelity via bank wire. Fees may apply.

Next steps

Enroll for EFT online. lock_green You’ll need to provide your bank account number and nine-digit routing (or ABA) number.

Enroll for EFT by mail. To apply by mail, complete and mail the appropriate form to the address indicated.

Additional resources


Transfer Money/SharesLog In Required

We offer a number of convenient ways to move your money to or from your Fidelity accounts.

*Some banks may charge a fee to receive the transfer.

Thank you for choosing the Fidelity® Cash Management Account


Enroll by Mail

*Fidelity accounts eligible for EFT include brokerage accounts, IRAs, college savings plans, and Health Savings Accounts (HSAs). See EFT form for additional details.