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Electronic Funds Transfers (EFTs)

Transfer money between your bank and Fidelity securely via Automated Clearing House (ACH)—for free.*

Transactions can be completed as early as the same business day. You can also schedule recurring transfers using automatic investments.

Deposits are generally available for withdrawal or to purchase securities online within four business days. The amount of your deposit will accrue interest during this period.

Need money the same day? Learn more about how to wire money to or from Fidelity via bank wire. Fees may apply.

Next steps

Enroll for EFT online. lock_green You’ll need to provide your bank account number and nine-digit routing (or ABA) number.

Enroll for EFT by mail. To apply by mail, complete and mail the appropriate form to the address indicated.

Additional resources


*Some banks may charge a fee to receive the transfer.

Thank you for choosing the Fidelity® Cash Management Account


Enroll by Mail

*Fidelity accounts eligible for EFT include brokerage accounts, IRAs, college savings plans, and Health Savings Accounts (HSAs). See EFT form for additional details.