Investing With an IRA

Our tools and calculators can help you better understand how to save with an individual retirement account (IRA) and withdraw from those accounts when required.

How much money can you contribute to your IRA?

Answer a few questions in the IRA Contribution Calculator to find out whether a Roth or traditional IRA might be right for you, based on how much you're eligible to contribute and how much you might be able to deduct on your taxes.

And starting in 2020, as long as you are still working, there is no age limit to be able to contribute to a Traditional IRA. The Secure Act, signed into law on December 20, 2019, removed the age limit in which an individual can contribute to an IRA. The top age prior to the law was 70½.

IRA Contribution Calculator
Time to complete: About 1 minute

How much money may you need to withdraw?

Use this tool to estimate your required account withdrawals once you reach RMD age.

Required Minimum Distribution (RMD) Calculator
Time to complete: About 5 minutes