A guide to restricted stock units (RSUs)

This award can help you build your personal wealth and make it easier to reach your financial goals.

How RSUs work


Follow the journey of a typical award.



Accept your award.



Wait for your award to vest.



Your award pays out after taxes are withheld.



The payout is now yours. Let Fidelity help you plan.

Receiving restricted stock units (RSUs) from your company is a big deal—congratulations! RSUs are a form of equity compensation that will pay out in shares or cash after a specified vesting (or waiting) period.


Accepting your award and opening your account
To accept the award and make it officially yours, go to Fidelity NetBenefits®Log In Required. If you're new to Fidelity, you'll be asked to create a username and password and then open a Fidelity brokerage account (the Fidelity Account®) when you accept your award. If you already have an eligible account with us, we'll link your award to that account.


Tracking your award value
The value of your award is based on the share price of your company's stock. Go to NetBenefitsLog In Required to see how much your award could be worth.


Receiving your payout
Your award pays out after a vesting period that your company sets. On the vesting date, you'll become the full owner of the shares (or cash equivalent). Go to NetBenefitsLog In Required to find out when that happens.


Managing your payout
Your award pays out to your brokerage account. To protect your assets, consider adding a beneficiary to your account. Easily sell some or all of your sharesLog In Required and link your bank accountLog In Required to access cash.


Understanding your taxes
Your award is considered taxable income when it vests, and your company may withhold a portion of the payout to cover the taxes due. If your award pays out as shares, you may also be subject to capital gains taxes when you sell the shares. Use Fidelity's tax-planning resources to learn more about taxes, when they're paid, and how to file your tax return.


Getting help
We'll stay in touch through the full life cycle of your award and let you know when there's action to take. Head to your Profile pageLog In Required to confirm your contact information is correct, so you never miss an update or time-sensitive communications.

Make the most of your Fidelity brokerage account


When your award pays out, we'll deposit the shares or cash into your brokerage account—but you don't have to wait until then to take advantage of the account and its many benefits.


With this account, you can manage your stock plans, transfer cash to your bank, trade shares (and other financial assets like bonds and mutual funds), and access Fidelity's financial tools and resources.


Explore the Fidelity brokerage account

Your Stock Plan Resource Center


The Stock Plan Resource Center provides the help and education you need to understand how your equity compensation works, including taxes, selling and managing shares, and planning for your financial goals and priorities.


Frequently asked questions

Resources

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