Fidelity® Cash Management Account
An alternative for individuals seeking FDIC insurance that comes with the features you need from a traditional checking account, without the bank fees.
A Fidelity® Cash Management Account includes automatically reimbursed ATM fees, no minimum balances, and easy money movement among your Fidelity accounts.
Account details
Monthly fees | None |
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Minimum balance | None |
ATM fees | None. All ATM fees automatically reimbursed nationwide.1 |
FDIC insurance |
Coverage up to $1,250,000—five times more than the typical bank.2 Learn more about Safeguarding Your Accounts and view current interest rates. |
Free mobile check deposit |
Scan and deposit checks with your iPhone®, iPad®, or Android™ with Fidelity Mobile®. |
Free checkwriting | Get free checks, deposit slips, and online images of your cleared checks. |
Free Fidelity BillPay® | Receive and pay your bills on the web or on your mobile device. |
Account dashboard | Quickly and easily transfer money among your Fidelity accounts, view balances, or pay bills in one secure place. |
Alerts & self-funded overdraft protection |
Create your own alerts when you have excess cash to potentially invest, or link to other Fidelity accounts for overdraft protection. |
Ready to get started?
Questions?
Fidelity® Cash Management Account vs. Your Bank (1:13)
Watch a brief video to see how the Fidelity® Cash Management Account can help you save and earn money in ways that a traditional bank can't.