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Past performance is no guarantee of future results.

Keep in mind that investing involves risk. The value of your investment will fluctuate over time, and you may gain or lose money.

Views expressed are as of the date indicated, based on the information available at that time, and may change based on market or other conditions. Unless otherwise noted, the opinions provided are those of the speaker or author and not necessarily those of Fidelity Investments or its affiliates. Fidelity does not assume any duty to update any of the information.

Fidelity does not provide legal or tax advice. The information herein is general in nature and should not be considered legal or tax advice. Consult an attorney or tax professional regarding your specific situation.

Diversification and asset allocation do not ensure a profit or guarantee against loss.

This information is intended to be educational and is not tailored to the investment needs of any specific investor.

Fidelity has hired Slido to collect the responses generated by this survey. Fidelity and Slido are independent entities and are not legally affiliated. Neither Fidelity nor Slido will use your feedback for individual marketing efforts. Neither Fidelity nor Slido will individually respond to any feedback you provide in this survey unless required to do so by applicable law. Please do not include any personally identifiable information related to an account in your responses. If you have questions or comments that you would like Fidelity to follow up with you on, please contact Fidelity directly through your normal contact channel. Fidelity Investments® provides investment products through Fidelity Distributors Company LLC and clearing, custody, or other brokerage services through National Financial Services LLC or Fidelity Brokerage Services LLC, Members NYSE, SIPC. and institutional advisory services through Fidelity Institutional Wealth Adviser LLCSM.

Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917

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