Trading fees

Fidelity Digital Assets^® charges a 1% fee for buy and sell transactions in Fidelity Crypto^® accounts and Fidelity Crypto^® IRAs. If you have an account through Fidelity Crypto^® for Wealth Managers, review your customer agreement and contact your advisor or intermediary for details. Fees are subject to change.

Fidelity Digital Assets^® calculates the trading fee on buy and sell transactions as 1% of the market value of executed orders. If you buy or sell in dollar amounts, the quantity of crypto is adjusted so that you spend or receive the dollar amount you specified. If you buy or sell in quantities of crypto, the dollar amount is adjusted so that you buy or sell the crypto quantity you specified.

The crypto trading fee doesn't affect the price of your orders' executions. Fidelity Digital Assets^® fills crypto orders through trusted liquidity providers, using smart order routing technology to find the best available execution price for your trade.

When you enter a crypto buy order in a dollar amount, the quantity of crypto you purchase is reduced so the total cost of your order (including the 1% fee) won't exceed the dollar amount you entered. The trading fee won't exceed 1% of the market value of your executed order. For example, a $2,500 buy order of BTC that fills at a price of $100,000 would result in a purchase of 0.0247525 BTC (market value of $2,475.25) with a fee of $24.75 and a total cost of $2,500.

When you enter a crypto buy order in crypto quantity, the total cost of the purchase is the market value of the crypto (the quantity multiplied by the price when it executes) plus the 1% fee, and your purchase won't exceed the crypto quantity you entered. The trading fee won't exceed 1% of the market value of your executed order. For example, a buy order of 1 ETH that fills at a price of $3,500 would result in a purchase of 1 ETH (market value of $3,500) with a fee of $35 and a total cost of $3,535.

When you enter a crypto sell order in a dollar amount, the quantity of crypto you sell is increased so the total proceeds of your order (including the 1% fee) are at least the dollar amount you entered. The trading fee won't exceed 1% of the market value of your executed order. For example, a $2,500 sell order of BTC that fills at a price of $100,000 would result in a sale of 0.02525 BTC (market value of $2,525) with a fee of $25 and total proceeds of $2,500.

When you enter a crypto sell order in crypto quantity, the total proceeds of the sale is the market value of the crypto (the quantity multiplied by the price when it executes) minus the 1% fee, and your sale won’t exceed the crypto quantity you entered. The trading fee won't exceed 1% of the market value of your executed order. For example, a sell order of 1 ETH that fills at a price of $3,500 would result in a sale of 1 ETH (market value of $3,500) with a fee of $35 and total proceeds of $3,465.

When you enter a limit order to sell a dollar amount of crypto, you might receive more if Fidelity Digital Assets^® is able to get a higher price. The dollar amount of the sell order is converted to a quantity of crypto based on your limit price and the total proceeds you requested. If the price improves compared to your limit, your proceeds increase.

When you enter a limit order to buy a dollar amount of crypto, you might spend less if Fidelity Digital Assets^® is able to get a lower price. The dollar amount is converted to a quantity of crypto based on your limit price and the total cost you requested. If the price improves compared to your limit, your cost decreases.

For any order that receives a partial execution, the trading fee won't exceed 1% of the market value of the executed order. Any unfilled portion of the order will expire, and no trading fee is applied to that portion.

When a crypto trade executes, you will receive a transaction confirmation that includes information about the trading fee. Details will also be available in your account statements. Transaction records for trades executed before December 4, 2025, won't show a separate fee because the 1% fee was previously included in the price as a spread.

Transaction records for trades executed before December 4, 2025, won’t show a separate fee because the 1% fee was previously included in the price as a spread. For trades placed in the Fidelity Investments^® app, make sure you are using the latest version so trading fees appear correctly.

The trading fee on a crypto purchase is included in the cost basis of the tax lot. The trading fee on a crypto sale reduces the amount of proceeds received as reported in Form 1099-DA instead of affecting the cost basis.

For crypto trades placed in dollar amounts, the amount of the fee can appear higher than 1% for buy and sell orders that executed in multiple lots with very small quantities. The trading fee is calculated as 1% for the entire order value, so a total of all fees for the lots in the order will equal 1%.