• Print
  • Default text size A
  • Larger text size A
  • Largest text size A

Term Life Insurance

Term Life Insurance from Fidelity is designed to provide financial resources to your family in the event of your death.

Coverage features

May be appropriate for

Individuals seeking income replacement protection during their working years to help protect their dependents. Insurance benefits would be available to meet needs such as debt obligations and expenses in the event of premature death

Terms available

10, 15, and 20 years

Available to

Residents of all 50 states and the District of Columbia Ages 18 to 70 years1

Minimum coverage


Cost (premiums)

Determined by health, family medical history, lifestyle, and other factors

Payment options2

Monthly, semiannually, annually

Fidelity Investments Life Insurance Company ratings

A.M. Best A+ (Superior) rating3
Standard & Poor's A+ (Strong) rating3

Next steps

Call a representative at 800-642-6904.

Additional resources

Buying Process for Term Life Insurance
Find out what to expect when you apply for Term Life Insurance with Fidelity.

Four important questions to ask about life insurance
Learn why protecting yourself and your family against the unexpected is prudent.

Layering life insurance for full coverage
Learn why a mix of group and individual life insurance policies may be a smart choice.

1. Varies by product and state.
2. Premuims paid on a monthly or semi-annual basis will be charged an additional service fee.
3. Ratings current as of June 2015. Financial strength ratings are opinions from independent rating agencies of an insurer's financial strength and ability to pay its insurance policies and contract obligations. They are not recommendations to purchase, hold or terminate any insurance policy or contract issued by an insurer, nor do they address the suitability of any particular policy or contract for a specific purpose or purchaser. Ratings range from A++ to F for A.M. Best ratings, and AAA to CC for Standard & Poor's ratings, and are subject to change. For the latest ratings access www.ambest.com and www.standardandpoors.com.
4. Estimates and quotes are subject to change.
Fidelity Investments Term Life Insurance (Policy Form Nos. FTL-96200, et al. and FTL-99200, et al.) is issued by Fidelity Investments Life Insurance Company, 100 Salem Street, Smithfield, RI 02917, and, for New York residents, Empire Fidelity Investments Term Life Insurance (Policy Form No. EFTL-99200, et al.) is issued by Empire Fidelity Investments Life Insurance Company®, New York, N.Y. Fidelity Insurance Agency, Inc. is the distributor. A contract’s financial guarantees are solely the responsibility of and are subject to the claims-paying ability of the issuing insurance company.