Managed by Fidelity

Make saving for college part of your routine

The Delaware College Investment Plan is a tax-advantaged 529 college savings plan open to both residents and nonresidents. The plan is sponsored by the state of Delaware and managed by Fidelity Investments.

or call us at 800-544-1655

Tax advantages

The Delaware 529 plan offers federal and state tax benefits as you save for a child's education.

Flexible use of funds

Pay for a wide range of expenses at any U.S. college or vocational school qualifying for federal financial aid.

Many investment choices

Choose either an Age-Based Strategy or a Custom Strategy based on your specific investment goals.

Delaware College Investment Plan details

Tax advantages


Any earnings grow federal and Delaware income tax-deferred.


Qualified withdrawals are free from federal and Delaware income taxes.

Account details

Minimum initial investment

$50, or $15/month ($45/quarter) with automatic investments

Account maximum

$350,000 per beneficiary1

Investment options

Portfolio investment strategy

Age-Based Strategy: Your asset allocation automatically becomes more conservative over time.

Custom Strategy: You decide how to distribute investments across different portfolios.

Learn more about investment options

Plan performance

View annual returns, underlying funds, and portfolio allocations

Download the annual report (PDF)


Annual account maintenance fee


Investment expenses

Fees vary, depending on your investment strategy:
0.56%–1.04% (Fidelity Funds)
0.11%–0.21% (Fidelity Index Funds)
0.91%–1.20% (Multi-Firm Funds)
0.05%–0.50% (Bank Deposit Portfolio)

Research and features

Advantages of the plan
Read about the unique benefits of the Delaware College Investment Plan and how it may benefit your college planning.

Fidelity Investments 529 College Rewards® Visa Signature® Card
Grow your college savings account with unlimited 2% cash back on every eligible net purchase.2

College gifting service
Invite any friend or family member to gift to your 529 with our free, easy-to-use online service. Donors do not need Fidelity accounts.

Personalized gift templates

Customize and print a special occasion gift template to let your loved one know about your gift to their 529 account.

Learn more

Learn about college planning

Access a library of courses, articles, and videos to learn more about planning and saving for college.

Get started with college savings

Understand what it's like to have an account, from choosing a plan to withdrawing funds.

Index Portfolio expenses slashed by up to 52% (PDF)

The state of Delaware and Fidelity Investments announce expense reductions on the Delaware College Investment Plan Index Portfolios and Multi-Firm Portfolios.

Hablamos español

Ahorros para la universidad (PDF)
Un folleto en español con informacion sobre productos y soluciones de ahorrar para el futuro de su hijo para la universidad.

Abra una cuenta para el Plan de Inversión para la Educación Universitaria de Delaware de Fidelity
Descargue la Solicitud de Cuenta y el Paquete de Datos del Plan de Inversión para la Educación Universitaria de Delaware.