Introducing Fidelity Youth™
A free app1 that empowers 13–17 year-olds like you to take control of your own money.
Get your parents to open an account for you, download the app, and we’ll give you $50 to get started. Terms and conditions apply.

What's included
An app built for you to make, manage, and invest your own money
A debit card with 5¢ back per use2—and no ATM fees in the US3
An account that you own with no subscription fees, account fees, or minimum balances4
Don’t let your gift cards go to waste.
With the new Fidelity Youth™ app, you can trade in unused gift cards for cash to save, spend, or invest. Learn how to get started.

Earn rewards by using the app
Earn money for completing lessons about the financial basics—plus, get 5¢ per debit card use and $10 for each friend you refer.5 And those unwanted gift cards? They can be turned into cash for you to save or invest.
Spending and saving, leveled up
You get your own debit card and an easy way to organize your money for whatever you’re saving for. And we made it easy to ask your parents for money in the app.


Put your money to work
We help your cash work harder for you. We put any cash that you aren’t investing into a money market fund that earns 5.00%.
Fidelity® Government Money Market Fund (SPAXX*) 7-day yield as of November 24, 2023; the yield may vary owing to market conditions.6
*The performance data featured represents past performance, which is no guarantee of future results. Investment return and principal value of an investment will fluctuate; therefore, you may have a gain or loss when you sell your shares. Current performance may be higher or lower than the performance data quoted. Visit Fidelity.com for more recent performance.
Investing, just for you
You’re in the driver's seat and can start investing in US stocks and Fidelity mutual funds with as little as $1. We'll also help you learn about investing so you can feel good about your choices.


Build your financial knowledge
Want to learn more about money? Wish everything you read wasn't so...complicated? Learn and practice how to spend, save, and invest responsibly with interactive lessons, videos, and more—all designed with you in mind.
Get help every step of the way
Your parents are there whenever you need them. You own the account, but they'll be able to review your spending and other transactions. Plus, your account is secured with the Fidelity Customer Protection Guarantee.
