Contribute to an HSA

Other Ways to Contribute to Your HSA

In addition to online transfers, you can:

  1. Make pre-tax contributions through automatic payroll deductions.
  2. Make after-tax contributions by check.1, 2

    Make your check payable to Fidelity Brokerage Services, LLC. In the note field, write your HSA number and contribution year. Mail your check to:

    Fidelity Investments
    PO Box 770001
    Cincinnati, OH 45277-0047

  3. Contribute money from a Fidelity nonretirement account.

    Call a Fidelity representative at 800-544-3716 to help you make this contribution.

  4. Transfer assets from an HSA outside Fidelity.

    Learn how to transfer assets to Fidelity.

  5. Roll over contributions from another HSA.

    Make your check payable to Fidelity Brokerage Services, LLC. In the note field, write your Fidelity HSA® account number and the words 60-Day Rollover. Mail your check to:

    Fidelity Investments
    PO Box 770001
    Cincinnati, OH 45277-0047

    The following restrictions apply:
    • Only one rollover contribution is permitted during a 12-month period.
    • You must complete your rollover within 60 days of the date you received your HSA distribution.
    • Rollovers are not permitted from retirement accounts such as 401(k), 403(b), and 457 plans.
  6. Make a one-time contribution from an IRA distribution.

    You can make this contribution as a direct trustee-to-trustee transfer. The transfer will not be considered a taxable event and will not be reported to the IRS. Note that this contribution will count toward your maximum annual contribution amount.

Annual HSA Contribution Limits3

Year Individual Health Plan Coverage Family Health Plan Coverage Additional Catch-Up Contribution for Individuals Age 55 and Older
2017 $3,400 $6,750 $1,000
2018 $3,450 $6,900 $1,000