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ATM/Debit Card

Make purchases or get cash just about anywhere with a Fidelity® Visa® Gold Check Card—one of the many features bundled with our free, full-service Cash Management Account.

Key features

Worldwide ATM 
access

Access cash at more than one million ATMs worldwide, anywhere you see the Visa®, Plus®, or Star® logos.

Visa® ATM Locator
ATM fee
reimbursement

Get reimbursed for all ATM fees when using the card as part of a Fidelity® Cash Management Account.1 Reimbursements are also available with a Fidelity brokerage account.2

ATM Reimbursement Levels

Additional card 
benefits3

Extended warranty services for first 90 days from date of purchase

Travel and emergency assistance

Worldwide travel accident insurance

Auto rental collision damage waiver

ATM/Debit Card

Fee & Reimbursement Schedule

Account type ATM fee Bank surcharge
Fidelity® Cash Management Account None All ATM charges are reimbursed
Fidelity Account® Premium, Private Client Group
or with household annual trading activity of 120 or more stock, bond, or options trades
None All ATM charges are reimbursed
Fidelity Account® – all other account owners $1 per withdrawal
(first 5 per month waived) Note: No fee at the teller
No reimbursement

Thank you for choosing the Fidelity® Cash Management Account

The Fidelity® Visa® Gold Check Card is issued by PNC Bank, N.A. and the check card program is administered by BNY Mellon Investment Servicing Trust Company. Those entities are not affiliated with each other or with Fidelity. Visa is a registered trademark of Visa International Service Association, and is used by PNC Bank pursuant to license from Visa U.S.A. Inc. The third-party trademarks herein are the property of their respective owners.
1. All Fidelity ATM withdrawal fees will be waived for your Fidelity® Cash Management Account. In addition, your account will automatically be reimbursed for all ATM fees charged by other institutions while using a Fidelity® Visa® Gold Check Card linked to your account at any ATM displaying the Visa®, Plus®, or Star® logos. ATM reimbursements will be credited to the account when the transaction posts. Please note, there is a foreign transaction fee of one percent that is not waived, which will be included in the amount charged to your account.
2. For all Fidelity Account® owners coded Premium, Private Client Group, or with household annual trading activity of 120 or more stock, bond, or options trades, all Fidelity ATM withdrawal fees will be waived and your account will automatically be reimbursed for all ATM fees charged by other institutions while using a Fidelity® Visa® Gold Check Card linked to your account at any ATM displaying the Visa®, Plus® or Star® logos. Please review the Fidelity ATM/Debit Card Fee & Reimbursement Schedule for additional information. ATM reimbursements will be credited to the account when the transaction posts. Please note, there is a foreign transaction fee of one percent that is not waived, which will be included in the amount charged to your account.
3. Terms and conditions apply. Certain restrictions, limitations, or exclusions may apply. Please refer to the Visa Gold benefits document that accompanies your Fidelity® Visa® Gold Check Card.
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