Your comprehensive wealth plan

Providing proactive insights
Our guidance can help you understand how to enhance your savings strategy and invest for the future you envision.

Planning for your income in retirement
Your plan works to balance growth potential, sources of guaranteed income,² and, for accounts we're managing, tax-smart withdrawals.³

Accounting for health care
Your plan can be built to factor in the rising costs of health care, helping you retire with confidence.

Designing a portfolio around you
Your strategy is personalized around your goals, financial situation, comfort with risk, time horizon, and preferences.

Putting our experience to work
Our investment team has deep experience in asset allocation, manager analysis and selection, risk management, and personalized trading.

Managing around the big picture
Your portfolio can be built around all your household’s accounts, even those not held at Fidelity.

Taking a tax-smart approach
Depending on the type of account we’re managing for you, we may employ up to 8 tax-smart strategies designed to help you keep more of what you earn.³

Offering a clear assessment
We start by providing a breakdown of the health care expenses you may encounter during your retirement.

Accounting for long-term care
We can offer guidance on the right combination of coverage to manage the costs of long-term care.

Integrating health savings accounts
We can work with you to build the triple tax benefits⁴ of HSAs into your plan to help cover health care costs.

Getting more from Medicare
Our licensed insurance agents, specializing in Medicare can provide a complimentary evaluation, as well as annual reviews, to help you choose the right coverage for your situation.

Taking a personalized approach
We start with a personalized analysis to help you understand how taxes may be affecting your overall financial plan.

Evaluating impact
We consider the potential tax impact of every trade we make in your accounts that we’re managing using tax-smart strategies.³

Providing a continuous focus
While some firms only harvest tax losses at year end, we search for ways to reduce what you pay throughout the year, using up to 8 different tax-smart strategies.

Helping to ensure your family is prepared
We can provide guidance around your estate plan, assist with document preparation and organization, and, if you choose, help your loved ones understand the responsibilities of inheriting wealth.⁵

Providing trust administration
Our trust administration services⁶ could help your estate avoid probate, while providing greater flexibility and control over how assets are managed.

Enhancing your charitable impact
We can offer guidance as you look to make your charitable giving more tax efficient.

Investing in education
We can help you build a plan to help finance the cost of education for future generations, including tax-efficient investment options.

Creating reliable income
We can work with you to convert some your savings into income you can rely on to cover your essential expenses in retirement.²

Preparing for long-term care
Work with us to find a policy to help cover costs like nursing homes or in-home care, potentially easing the burden on you and your loved ones.

Offering a holistic approach to coverage
We’ll estimate the amount of coverage you might need to help protect your family’s financial future from the unexpected.

Helping your cash work harder
Our comprehensive cash management solution can provide an alternative to a traditional bank, including competitive rates on your cash.

Developing a smart withdrawal strategy
We can provide guidance on which accounts to withdraw from in retirement, potentially helping your savings go further.

Borrowing against your portfolio
Qualifying Fidelity customers can use their assets as collateral for a line of credit, keeping their investment portfolio intact.⁵