A tax-advantaged way to invest directly in crypto

Add crypto to your retirement portfolio with a Fidelity Crypto® IRA.

Fidelity Crypto® is offered by Fidelity Digital Assets®

Fidelity Crypto® is offered by Fidelity Digital Assets®

Easy to get started

No fees for account opening or maintenance.

One-stop shop

Get crypto custody and trading—all under one roof.

Trade with confidence

Know your crypto is held securely and monitored 24/7.

Invest in crypto with an IRA that best fits your retirement needs

Fidelity Crypto® Roth IRA

Tax-free growth

Invest in crypto and get the potential for the tax-free growth in a Roth IRA.

Fidelity Crypto® Traditional IRA

Tax-deferred growth

Invest in crypto and grow potential earnings tax-deferred in a traditional IRA.

Fidelity Crypto® Rollover IRA

Tax-deferred growth

Invest in crypto and get tax-deferred growth potential in a rollover retirement account.

How to get started

How to get started

At the same time, you'll link an eligible corresponding brokerage IRA to it. Don't worry—we'll open one of those for you if you don't have one.

Open a crypto IRA

Fidelity Crypto® is offered by Fidelity Digital Assets®

Fidelity IRA is offered by Fidelity Brokerage Services, LLC.

Crypto is for investors with a high risk tolerance.

Fidelity Crypto® is offered by Fidelity Digital Assets®

Fidelity IRA is offered by Fidelity Brokerage Services, LLC.

Crypto is for investors with a high risk tolerance.

Explore crypto education

Learn crypto basics

Get answers to all of your crypto questions, access how-to guides, and learn strategies for investing and trading smarter.

Learn about crypto

Level up your knowledge

Go beyond the basics with more advanced crypto topics.

View advanced crypto education

Watch Covering Crypto Livestream

Our interactive episodes keep you updated on crypto markets, blockchain basics, and how to use Fidelity Crypto®.

Watch the livestream

Crypto trading with Fidelity

Trade crypto like bitcoin and ethereum in the same place where you trade stocks.

Reasons to choose Fidelity Crypto®

We know crypto

In 2014, Fidelity began mining bitcoin. By 2018, we established our first crypto business: Fidelity Digital Assets®. As crypto evolves, we're committed to unlocking new investment opportunities for our clients.

Your crypto is protected here

We secure your digital assets with superior standards. From cold-vaulted storage and secure, monitored facilities to multi-layered protocols, your crypto is protected every step of the way.  

Crypto FAQs

1. A qualified distribution from a Roth IRA is tax-free and penalty-free, provided the 5-year aging requirement has been satisfied and one of the following conditions is met: age 59½ or older, disability, qualified first-time home purchase, or death.

Offerings and account features are subject to account eligibility.

Fidelity Crypto® for IRAs is offered by Fidelity Digital Assets®


Investing involves risk, including risk of total loss.

Crypto as an asset class is highly volatile, can become illiquid at any time, and is for investors with a high risk tolerance. Crypto may also be more susceptible to market manipulation than securities. Crypto is not insured by the Federal Deposit Insurance Corporation, the Securities Investor Protection Corporation, or any other government agency, and is not an obligation of any bank.

Investors in crypto do not benefit from the same regulatory protections applicable to registered securities. Fidelity Crypto® accounts and custody and trading of crypto in such accounts are provided by Fidelity Digital Assets, National Association, which is a national trust bank. Brokerage services in support of securities trading are provided by Fidelity Brokerage Services LLC (“FBS”), and related custody services are provided by National Financial Services LLC (“NFS”), each a registered broker-dealer and member NYSE and SIPC.

Neither FBS nor NFS offer crypto as a direct investment nor provide trading or custody services for such assets.

Fidelity Crypto and Fidelity Digital Assets are registered service marks of FMR LLC.

Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917

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