Term life insurance to support their tomorrow, like you do today

Term life covers you for an amount of time you select—such as 10, 15, 20, 25, or 30 years⁸—for a benefit amount you select. Term is typically the most affordable and simple type of life insurance coverage. Whole life is a permanent life insurance that covers your entire lifetime, often with fixed premiums and a cash value.

Term life insurance covers you for a specific number of years and a fixed amount of money. It can act as a safety net and give financial help to your loved ones if you pass away unexpectedly. Term life insurance is available for those who are 18 years old and older, US citizens, and permanent residents of the United States.

Term life insurance covers you for a specific number of years or term. For example, if you buy a 10-year term policy, you’ll pay a fixed amount for those 10 years. At the end of the term, you can end your policy. If you choose to extend your policy, your premium would increase significantly.

Usually, you'll need a medical exam so we can understand your health and give you a personalized rate. A paramedic will do the 30-minute exam. It's safe, secure, and free. You can choose a convenient time and place. They'll check your blood pressure, weight, and height. They'll also take blood and urine samples.

You might still qualify for a term life policy even if you have medical conditions. Medical history is just one factor in deciding if you can get coverage and how much it will cost. We'll figure out your eligibility through the application and underwriting process.

At this time, you can only apply for and buy a term life insurance policy for yourself. The best option to help get a loved one protected is to share this webpage and suggest they apply for their own policy.