To request a check deposit by mail, follow these instructions.

1. Complete the appropriate deposit or contribution form below, and enclose a printed version along with your check.
   • 401(k) Contribution Remittance Form (PDF)
   • Non-Prototype Retirement Account (PDF)
   • Annuity Additional Purchase Form (PDF)
2. Write your account number and, if applicable, contribution year, in the memo field of your check.
3. Make checks payable to:
   
   

   Deposits intended for	Make payable to
   Brokerage, Cash Management and 529 accounts	"Fidelity Brokerage Services LLC"
   Mutual fund accounts	Fidelity fund name, such as "Fidelity Government Cash Reserves"
   Retirement accounts (all types)	"Fidelity Investments"
   Annuities	"Fidelity Investments Life Insurance Company" (New York residents: "Empire Fidelity Investments")
   Health Savings Accounts (HSAs)	"Fidelity Management Trust Company" (or "FMTC"), "FBO [your name]"

4. Mailing options
   
   

   U.S. mail

   Deposits intended for	Use mailing address
   Brokerage, 529, and mutual fund accounts	Fidelity Investments PO Box 770001 Cincinnati, OH 45277-0003
   Self-employed 401(k) contribution remittance	Fidelity Investments PO Box 770001 Cincinnati, OH 45277-0003
   Non-prototype retirement account	Fidelity Investments PO Box 770001 Cincinnati, OH 45277-0048
   Annuities	Fidelity Investments Life Insurance Company Annuity Service Center PO Box 770001 Cincinnati, OH 45277-0050 In New York Only: Empire Fidelity Investments Life Insurance Company Annuity Service Center PO Box 770001 Cincinnati, OH 45277-0051
   Health Savings Account	Fidelity Investments PO Box 770001 Cincinnati, OH 45277-0047
   Allow five business days for U.S. mail delivery.

   
   

   Overnight/certified mail

   Deposits intended for	Use mailing address
   Brokerage and mutual fund accounts (including HSAs)	Fidelity Investments 100 Crosby Parkway, KC1H Covington, KY 41015
   All other accounts	Use same as U.S. mail address

Acceptable check types

Fidelity will accept the following types of checks:

• Personal checks
• Checks payable to one or more Fidelity account owners (second-party checks; see endorsement requirements below)
• Cashier's or bank checks
• Certified checks
• Federal Reserve checks
• U.S. Treasury checks
• Business checks

Note: Ensure that the payee name matches the account owner's name. Nicknames may cause deposits to be rejected.

Fidelity will not accept the following types of checks:

• Altered checks
• Checks in a foreign currency or drawn on a foreign bank
• Post-dated checks
• Stale-dated checks (checks dated more than 180 days prior to receipt)
• Unsigned checks
• Money orders
• Third-party checks
• Traveler's checks
• Starter checks

Endorsement requirements

An endorsement may be required when depositing second-party checks.