Investing isn't just about money – it's about your future
Let us help you create the future you want for yourself and your loved ones. Whether you’re new to investing or an experienced trader, we’re here to help you on your way.
Retirement & IRA
Let America's #1 IRA provider1 help your money go further.
Planning & Advice
Investment advisory offerings to help fit your needs.
Brokerage & Mutual Funds
Trade US stocks online for $0, invest in a variety of mutual funds.†
Get reimbursed for ATM fees with no minimum balance required.9
Whether you need to roll over an IRA, or open a Traditional or Roth IRA, our exceptional guidance and wide range of investment options can help you plan intelligently.
- One-on-one guidance in person, online, or over the phone
- Access to powerful tools and comprehensive research
- Great value, including no account fees, no minimums to open an account*
* There is no opening cost or annual fee for Fidelity's traditional, Roth, SEP, SIMPLE, and rollover IRAs. Fund investments held in your account may be subject to management and short-term trading fees, as described in the offering materials. For all securities, see Fidelity.com/commissions for trading commission and transaction fee details.
Hybrid robo: Digital investing + coaching
Digital planning and investment management with help from an advisor when you need it
Planning & advice from an advisor-led team
Comprehensive planning, advice, and investment management, delivered by your own wealth management team and led by your advisor
If you're looking for a cost-efficient way to diversify with stocks, bonds, or short term investments, consider mutual funds. With our guidance, top fund picks, and comprehensive research, we can work together to help meet your investment goals.
- A wide range of Morningstar® 4- and 5-star funds4
- Free guidance and portfolio analysis
- No loads or transaction fees5
Consistently ranked among the best online brokers, our award winning6 brokerage account let's you invest in stocks, ETFs, options, mutual funds, bonds, CDs, and precious metals.
- $0 commission for online US stock, ETF, and options trades
- Great value, including no account fees, no minimums to open an account7
- Wide range of investment choices
- Free, independent research from 20+ providers8
Put your cash to work with our alternative to a checking account. With all of your money in one place, it’s easier to save, spend, and manage your cash.
- No monthly fees, no minimum balance, and ATM fees are reimbursed9
- FDIC insurance eligibility10
- Scan and deposit checks with iPhone®, iPad®, or AndroidTM
Options trading entails significant risk and is not appropriate for all investors. Certain complex options strategies carry additional risk. Before trading options, please read Characteristics and Risks of Standardized Options. Supporting documentation for any claims, if applicable, will be furnished upon request.
Please note that you will be charged an additional fee for any SMAs held in your account. These fees are in addition to the basic advisory fees for Fidelity® Wealth Services. Please refer to your Client Agreement for detailed fee information.
Keep in mind that investing involves risk. The value of your investment will fluctuate over time, and you may gain or lose money.
Cerulli Associates’ The Cerulli Edge®—Retirement Edition, Q1 2019, based on an industry survey of firms reporting total IRA assets administered for Q4 2018.
To be eligible for enhanced non-discretionary financial planning and/or support ("PWM Program Services"), Fidelity Private Wealth Management clients are subject to a qualification and acceptance process, and must typically invest at least $2 million, in the aggregate, in Fidelity® Wealth Services and/or Fidelity® Strategic Disciplines accounts and have investable assets of at least $10 million.
Other fees and expenses applicable to continued investment are described in the fund’s current prospectus.
Barron's, March 26, 2018, March 20, 2017, and March 19, 2016 Online Broker Surveys. 2018: Fidelity was ranked against 18 others and earned the second highest overall score of 34.7 out of a possible 40. The firm was named best online broker for Long-Term Investing (shared with two others), Novice Investing (shared with 1 other), and Investor Education (shared with 2 others). 2017: Fidelity was evaluated against 15 others and earned the top overall score of 35.6 out of a possible 40. The firm was also named best online broker for Long-Term Investing (shared with 2 others), Best for Novices (shared with 1 other), and Best for Investor Education (shared with 2 others). Fidelity was also ranked 1st in the following categories: Trading Experience & Technology (shared with 2 others), Mobile (shared with 1 other), Research Amenities, and Portfolio Analysis and Reports (shared with 2 others). 2016: Fidelity was evaluated against 15 others and earned the top overall score of 34.9 out of a possible 40.0. Fidelity was also named Best Online Broker for Long-Term Investing (shared with one other), Best for Novices (shared with one other), and Best for In-Person Service (shared with four others), and was ranked first in the following categories: trading technology; range of offerings (tied with one other firm); and customer service, education, and security. Overall ranking for both years based on unweighted ratings in the following categories: trading experience & technology; usability; mobile; range of offerings; research amenities; portfolio analysis and reports; customer service, education, and security; and costs.
Zero account minimums and zero account fees apply to retail brokerage accounts only. Expenses charged by investments (e.g., funds, managed accounts, and certain HSAs) and commissions, interest charges, or other expenses for transactions may still apply. See Fidelity.com/commissions for further details.
A Fidelity brokerage account is required for access to research reports.
Your account will automatically be reimbursed for all ATM fees charged by other institutions while using a Fidelity® Debit Card linked to your Fidelity Cash Management Account at any ATM displaying the Visa®, Plus®, or Star® logos. The reimbursement will be credited to the account the same day the ATM fee is debited from the account. Please note that there may be a foreign transaction fee of 1% that is not waived, which will be included in the amount charged to your account. The Fidelity® Debit Card is issued by PNC Bank, N.A., and the debit card program is administered by BNY Mellon Investment Servicing Trust Company. These entities are not affiliated with each other or with Fidelity Investments. Visa is a registered trademark of Visa International Service Association, and is used by PNC Bank pursuant to a license from Visa U.S.A. Inc.
The Fidelity Cash Management Account is a brokerage account designed for spending and cash management. It is not intended to serve as your main account for securities trading. Customers interested in securities trading should consider a Fidelity Account®.
The Cash Balance in the Fidelity Cash Management Account is swept to an FDIC-insured interest-bearing account at a Program Bank. The deposit at the Program Bank is not covered by SIPC. The deposit is eligible for FDIC insurance, subject to FDIC insurance coverage limits. All assets of the account holder at the depository institution will generally be counted toward the aggregate limit. For more information about FDIC insurance coverage, please visit FDIC.gov or call 877-ASK-FDIC. As referenced in the FDIC-Insured Deposit Sweep Disclosure Document for the Fidelity Cash Management Account, customers are responsible for monitoring their total assets at the Program Bank to determine the extent of available FDIC insurance. All FDIC insurance coverage is in accordance with FDIC rules. Visit Fidelity.com/FCMACoreBanks to see a list of eligible Program Banks and the FDIC Disclosure Document.
Diversification and asset allocation do not ensure a profit or guarantee against loss.
Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917