We believe investing starts with setting goals and creating a diversified portfolio that matches your goals, time horizon, and risk tolerance. Our tools can help you find investment ideas in stocks, bonds, ETFs, or mutual funds. Still not sure where to start? Explore our Get Invested pathway or try our account selector.

Explore more advanced trading strategies with Fidelity's options strategy tool, Fidelity Trader+™, and ways into crypto.

You may want to explore prebuilt, professionally managed portfolios to match your goals. Target allocation funds maintain a fixed asset mix based on your risk tolerance. Digitally managed stock portfolios let you target specific types of stocks, like large-cap US stocks. Or, explore mutual fund strategies or prebuilt ETF portfolios.

Our Get Invested pathway and account selector can also help guide you.

If you are looking for help building a diversified portfolio, there are a range of options, from a robo advisor, where you answer a few questions online and get an investment mix, to working 1-on-1 with an advisor. Focused on retirement? Target date funds align to a retirement date and adjust their asset allocation as they approach their date.

If you want help with just one asset class or objective within your broader portfolio, consider separately managed accounts or professionally managed stock portfolios.

Our retirement savings guidelines and calculator can help you figure out how much to save and if you're on track as you build your retirement savings. For tips on how to save and invest smarter, read more about saving for retirement and explore investing options for your IRA.

Once you're closer to retirement, explore building a retirement income plan and try our Retirement Income Calculator to see how much you may be able to spend confidently in retirement.

Our retirement guidelines and calculator can help you figure out how much you should be saving. There are a range of options to help you invest your retirement savings. Once you're closer to retirement, explore building a retirement income plan and try our Retirement Income Calculator to see how much you may be able to spend confidently in retirement.

Don't have the skill, will, or time to plan for retirement? The good news is you have many options, whether you are just getting started saving or you’re already living in retirement.

If you're looking for a single fund designed to get you to retirement, consider a target date fund. Prefer hands-on help from an advisor? Explore how we can manage your retirement portfolio for you.

Spending thoughtfully is one of the most important parts of reaching your long-term goals—and it's the one you have the most control over. The less you spend, whether on essential expenses, discretionary purchases, or taxes, the more you may be able to save for your future goals.

Get started by creating a budget and reviewing your spending. Read more about 4 keys to spending and saving and how to balance debt, saving, and investing.

Spending wisely is key to reaching your long-term goals—and it's the one you have the most control over.

We can help you create a budget and track your spending. Read more about how to save smartly, trim taxes, and how to balance debt, saving, and investing.

Managing spending is mostly a DIY job, but we can help you create a budget and track your spending. Read more about how to save smartly, trim taxes, and balance debt, saving, and investing.

Want hands-on help from an advisor? Learn about wealth management.

Reducing taxable income, maximizing potential deductions, and taking taxes into consideration when making investment decisions can potentially help lower your tax bill and give your money more of a chance to grow over the long term.

To learn more, read 3 keys to help reduce taxes and How to invest tax-efficiently. Then try our tax-loss harvesting tool to see what you own, identify losses, and sell positions that can help you save on taxes.

Consider using our online tax-loss harvesting tool to see what you own, identify losses, and sell positions that can help you save on taxes. If you want professional help, explore our managed portfolios, either digital or full-service. These portfolios, which employ ongoing tax-smart investment strategies, have different investment minimums and objectives and can be somewhat personalized.

To learn more, read 3 keys to help reduce taxes and How to invest tax-efficiently.

Tax-smart investing strategies are designed to help you keep more of what you earn, but also require consistent engagement with your portfolio. Investors who want some help may consider professionally managed portfolios, either digital or full-service. These portfolios, which employ ongoing tax-smart investment strategies, have different investment minimums and objectives and can be somewhat personalized.

Want hands-on help from an advisor? Learn more about wealth management.

Most people with assets or a family should execute a will. You may or may not need an estate plan, depending on the size of your estate and other factors. Starting these conversations with family can be difficult. For help, visit the Fidelity Center for Family Engagement. Fidelity customers can use our online Estate Planner tool to collect and organize information.

Dealing with the loss of a loved one or managing an inheritance? Start here.

Consider using our online Estate Planner tool to collect and organize information. Learn more about estate planning in our all-in-one wealth transfer checklist. For help starting conversations about later-in-life topics with your family, visit the Fidelity Center for Family Engagement.

Need more personalized help? As part of Fidelity's Wealth Management offering, you can receive education and support on estate-planning strategies, as well as access to outside providers.

If you have a larger estate or more complex goals—like caring for children or leaving a philanthropic legacy—you may benefit from working with a professional. As part of Fidelity's Wealth Management offering, you can receive education and support on estate-planning strategies, as well as access to outside providers.

To learn more, read our all-in-one wealth transfer checklist and Is a trust right for you?