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Get more with the Fidelity HSA®
A powerful way to help gain control of your health care expenses, the Fidelity health savings account (HSA) supports customers at every level.
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I am...
an individual or family
With the triple tax advantage1, the HSA can help you save money to pay for qualified medical expenses now and into retirement.
an employer
The Fidelity HSA can offer you and your employees a cost-effective way to save for health care expenses, backed by Fidelity’s commitment to customer service.
a broker or consultant
Fidelity offers claims integration, effective participant education, and the latest in data security technology to meet and protect your clients’ needs.
a health insurer
Trust that your members are getting the most from their HSA because Fidelity offers financial guidance based on decades of experience.
What is an HSA?
An HSA is a tax-advantaged account you can use to save money to pay for qualified medical expenses. Because contributions, qualified withdrawals, and investment growth are all tax-free and your money can carry over from year to year, the HSA can help you gain control over your health care expenses.
An HSA is associated with a HSA-eligible health plan.
Why Fidelity
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Exceptional service
Personalized attention when you need it, online or over the phone, to make using your HSA easy |
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Broad investing options
Offering a full range of investment opportunities, Fidelity's curated Funds to Consider lineup, and Fidelity's Health Savings Funds, the first mutual funds designed specifically for HSA investing |
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Competitive pricing
Zero account transaction fees2 Zero separate account fees to invest3 Zero minimums to invest4 |
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Account integration
Managing retirement and health savings accounts to align your long- and short-term financial goals |
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Data security
World-class security measures to help keep your accounts safe, including advanced fraud detection |
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Insights & education
Targeted education based on industry-leading research, market insights, and decades of experience |
The benefits of HSAs for retirement
Insights for individuals and families
The average couple will spend $285,000 on retirement medical costs as of 2019.5
If you invest half of what you contribute each year, over a period of 30 years your investment could grow to be twice what you need for retirement.6
After age 65, you can use your HSA for anything you want. Non-health care expenses become penalty-free.7
Named for Investment Options, Investment Quality, Low Fees, Interest Rates, and Easy Access8
2020
Named as the best HSA provider for both spenders and investors9
2019
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