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With the triple tax advantage1, the HSA can help you save money to pay for qualified medical expenses now and into retirement.
The Fidelity HSA can offer you and your employees a cost-effective way to save for health care expenses, backed by Fidelity’s commitment to customer service.
Fidelity offers claims integration, effective participant education, and the latest in data security technology to meet and protect your clients’ needs.
Trust that your members are getting the most from their HSA because Fidelity offers financial guidance based on decades of experience.
An HSA is a tax-advantaged account you can use to save money to pay for qualified medical expenses. Because contributions, qualified withdrawals, and investment growth are all tax-free and your money can carry over from year to year, the HSA can help you gain control over your health care expenses.
An HSA is associated with a HSA-eligible health plan.
With respect to federal taxation only. Contributions, investment earnings, and distributions may or may not be subject to state taxation.
Account transaction fees refers to fees for account features such as account opening, funds transfer, debit cards, excess contributions, etc. and does not include recordkeeping fees, which may be charged to employers. Employers may choose to pass recordkeeping fees on to employees.
Commissions and other expenses associated with transacting or holding specific investments (e.g., mutual funds) may apply. Refer to the fees and commission schedule for additional detail at https://www.fidelity.com/trading/commissions-margin-rates.
There may be funds that require a minimum amount to invest, but Fidelity does not require a minimum to start investing.
Estimate based on a hypothetical couple retiring in 2020, 65-years-old, with life expectancies that align with Society of Actuaries' RP-2014 Healthy Annuitant rates with Mortality Improvements Scale MP-2017. Actual assets needed may be more or less depending on actual health status, area of residence, and longevity. Estimate is net of taxes. The Fidelity Retiree Health Care Cost Estimate assumes individuals do not have employer-provided retiree health care coverage, but do qualify for the federal government’s insurance program, Original Medicare. The calculation takes into account cost-sharing provisions (such as deductibles and coinsurance) associated with Medicare Part A and Part B (inpatient and outpatient medical insurance). It also considers Medicare Part D (prescription drug coverage) premiums and out-of-pocket costs, as well as certain services excluded by Original Medicare. The estimate does not include other health-related expenses, such as over-the-counter medications, most dental services and long-term care.
For plan sponsor and investment professional use only.
Investing involves risk, including risk of loss.