Market volatility is normal


Don't let short-term market events drive long-term investment decisions.

While market volatility can be unsettling for many investors, market fluctuations have taken place at different times over the past several decades. While remaining invested during these periods can be challenging, the ability to stay the course may have a significant impact on long-term returns. Fortunately, you don't have to do it alone.

Over time, the market has grown through challenging events*


The line chart shows how the S&P 500 Index and the Cboe Volatility Index have performed from 2018 through 2025. Showing key historical events that negatively impacted the market. Events referenced include trade concerns in 2018, Partial Government Shutdown in 019, Fears of Global Economic Slowdown in 2019, Coronavirus in 2020, Treasury yield 12 year high in 2022, War in Ukraine in 2022, Federal Reserve rate hikes continue in 2022, and Silicon Valley Bank collapse in 2023, Interest Rate concerns in 2024, and Reciprocal Tariffs in 2025

We believe that patient investors are often rewarded when they stick with their investment strategy. By staying invested through periods of market volatility, investors have ultimately seen their portfolios grow over the long term.


Don't let volatility throw you off track. Learn how to put market volatility into perspective with our interactive tool.

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