Invest for your goals today and after graduation

The Fidelity app is designed to help you learn how to navigate finances, track your financial progress, and get started investing with starter paths.

The Fidelity app helps you stress less and learn how to navigate finances with in-app learning, live education events on campus, and digital resources.

Log in to the app, visit Profile & Settings, select App, then go to Link School. You can also scan your school's QR code before logging in.

You are opening a brokerage account.

A brokerage account gives you access to the stock market and other investment options such as bonds, ETFs, and mutual funds to buy and sell based on your goals and time horizon.

The only way to download the Fidelity app is to scan your university's unique QR code. You can find this on your Fidelity information card, your university's website, or campus signage.
 


If you can't find these materials, please call us at 800-343-3548.

You can find your university's unique QR code on your Fidelity information card, your university's website, or campus signage. If you can't find these materials, please call us at 800-343-3548.

Your Fidelity account is yours. When you leave or graduate from your university, the account remains yours. You can still access your account through the Fidelity app and Fidelity.com.

To open your account, you'll need to provide your phone number, Social Security number, government-issued ID, and a personal email address. Fidelity does not recommend providing your university email address as you may lose access to it after graduation.

You don't need to make any deposits when you open your account to get started.

In some cases, extra steps will be necessary to verify your identity before you can open your Fidelity account.

You may see a message in the app or receive an email asking you to upload additional documents. If you see this message or receive an email, you will need to upload a photo of your Social Security card and your government-issued ID (like a driver's license or passport).

It's possible that you opened a Fidelity retirement account—like a 401(k)—as part of your benefits package through a current or previous employer.

If you don't know your login credentials, you'll first need to look up your username and reset your password through Fidelity.com.

To look up your username or reset your password, follow these steps:

Go to Fidelity.com and select "Log in."

Select "Forgot username or password?"

Verify your identity by entering your name, date of birth, and the last 4 digits of your Social Security number, then select "Continue."

When asked to request a security code, select the phone number where you want the code sent.

Select "Lookup username" or "Reset password" and follow the prompts.

If you're asked a security question, answer it and you'll be prompted to create a new password.

If you answer incorrectly, Fidelity will block access to your account until we can verify no one else is trying to access it.

To unblock your account, please call 800-343-3548.

Once you know your username and reset your password, you can open your account using these credentials.

From Home, select an account, then select the 3 dots at the upper right of the screen. From that menu, select "Account screen layout," then select either "Single screen" or "Tabs."

From Home, select "Investing," select "Watch Lists," then select "Manage" to edit or manage a Watch List, or to add new ticker symbols.

Yes, you can set the amount, frequency, and payment timing of recurring investments from the app. They can be paid either from your Fidelity core position or from your linked bank account. And you can always modify or cancel if anything changes.

Select "Discover" and scroll down to see different types of research information and investment ideas.

If you have an alert, message, or notification, you'll see a green dot on the profile icon in the upper right of Home. To view them, select the icon, then scroll down to Communication and select Alerts.

Investing is when you buy something in the hopes that it’ll appreciate (aka increase in value). People can invest in many ways, but in the financial world, investing most often refers to buying an asset, like a mutual fund, that you expect will help you grow your money over time. Investing is a way to make your money work for you—and give it a chance to potentially grow more than it could if it were sitting in a savings account.

Keep in mind that there are no guarantees with investing.

You can start investing in the Fidelity app with as little as $1. The Fidelity app offers starter paths to help guide you and track your progress. Plus, enjoy no account fees and no account minimums to open.¹

When you deposit money into your Fidelity brokerage account, it is placed in a low-risk money market mutual fund that enables it to earn returns. The fund is referred to as your "core position."

You could lose money by investing in a money market fund. Although the fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. The fund may impose a fee upon the sale of your shares. An investment in the fund is not a bank account and is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Fidelity Investments and its affiliates, the fund’s sponsor, is not required to reimburse the fund for losses, and you should not expect that the sponsor will provide financial support to the fund at any time, including during periods of market stress.

Step 1: Search for a stock, mutual fund or ETF.

Step 2: Tap "Buy" or "Sell."

Step 3: Choose an order type.

Step 4: Type in a dollar amount or a number of shares and select "Review."

Step 5: Slide to trade.

For additional support, please use the Fidelity Assistant.

Stocks
Stocks are probably what you hear about most often when people talk about the "market." They allow you to invest in a company and each piece of ownership is known as a "share." Each share is worth a certain dollar amount that changes throughout the day as stocks are bought or sold in real time on stock exchanges. You can also buy a "fractional share" or a small slice of a company's stock rather than the whole share. This can make it easier to start investing since the stock for some companies can trade for hundreds or even thousands of dollars per share.

Mutual Funds
Think of mutual funds as an investment stew. Investments, such as stocks, bonds, and other ingredients are mixed together (some funds may invest only in stocks or only in bonds) and sold as 1 dish, creating a mutual fund. They offer a way to buy different investments packaged together, or served together like a "dish," and sold together as 1 entity instead of as individual companies. Investments in mutual funds change all the time, as they are managed by a team of professionals who decide which investments to buy and sell. They often come with additional fees (some low, some high) that stocks don't have because professional managers are making the investment selections. The price of a mutual fund is updated at the end of each business day. You can find out more about each fund's objective and strategies in its prospectus.

Exchange-Traded Funds (ETFs)
ETFs (exchange-traded funds) are another sort of investment stew that mixes together stocks and/or bonds, and sells them for 1 price. They often try to mimic a major stock index, like the S&P 500^®, which represents the 500 largest companies in the United States. Because you can't buy from the S&P 500^® directly, and may not want to buy stock in each individual company, you can buy 1 ETF "unit" or "share" and invest in all these companies at once, trading in real time like stocks.