Ideas that move Fidelity forward.

The Fidelity Center for Applied Technology®, or FCATSM, is a catalyst for breakthrough achievements in research and tech. We assess, test and scale concepts and ideas that advance Fidelity’s market leadership and enhance every customer’s experience. FCAT teams are curious, inquisitive, and intently focused on the future.

Projects and Obser­vations

FCAT teams are always looking beyond the horizon. We analyze social trends and experiment with an array of technologies that may impact Fidelity and its customers over the next five years.

Fintech
Matt Ehlers | Oct 11, 2024
Jeff Cain leads FCAT’s fintech research team, which dissects trends across the industry — from money movement and digital currencies to insurance, superapps, and everything in between. Recently Jeff has been delving into the idea of “dynamic paychecks,” in which payroll providers use APIs to help fintechs give employees more control over how their money is divvied up among accounts.
Direct deposit, it seems, is on the verge of an extreme makeover.
10/14/2024
Article
Sociocultural
By: Matt Ehlers | September 12, 2024
FCAT researcher Anjali Lai focuses on the sociocultural trends that underpin American life.
09/12/2024
Article
Quantum
By: Elton Zhu | July 30, 2024
FCAT quantum researcher Elton Zhu delves into a proposed optimization solver and explores how this combination of high-performance and quantum computing techniques may hold the power to spark breakthroughs in finance and other fields.
07/30/2024
Article

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This website is operated by Fidelity Center for Applied Technology (FCAT)® which is part of Fidelity Wealth Technologies, LLC, a Fidelity Investments company. FCAT experiments with and provides innovative products, services, content and tools, as a service to its affiliates and as a subsidiary of FMR LLC. Based on user reaction and input, FCAT is better able to engage in technology research and planning for the Fidelity family of companies. FCATalyst.com is independent of fidelity.com. Unless otherwise indicated, the information and items published on this web site are provided by FCAT and are not intended to provide tax, legal, insurance or investment advice and should not be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security by any Fidelity entity or any third-party. In circumstances where FCAT is making available either a product or service of an affiliate through this site, the affiliated company will be identified. Third party trademarks appearing herein are the property of their respective owners. All other trademarks are the property of FMR LLC.


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