The Fidelity Account®
This full-featured, low-cost brokerage account can meet your needs as you grow as an investor.
Reasons to consider The Fidelity Account
- Wide range of investment choices
- $0 commission for online US stock, ETF, and option trades
- Free, independent research from 20+ providers
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Stocks: domestic and international
ETFs available to buy commission-free online, including 28 from Fidelity, 329 from iShares®, and 146 from additional industry leaders
Options: equity, ETF, and index; includes weekly expirations
Mutual Funds: 3,700+ no transaction fee/load funds from Fidelity and other companies
Bonds and CDs: 30,000+ investment-grade bonds and other fixed income securities
Precious metals: gold, silver, platinum, and palladium
Margin borrowing for leverage and short-selling strategies
International investing in 25 markets and 16 currencies
Extended-hours trading, before and after market hours
Cash management tools and services for quicker access to your money
Powerful trading website puts you in control.
Mobile trading applications help you keep up with the market and your portfolio.
Advanced tools for Active Traders provide streaming market data and enhanced trading capability.
|Research and monitoring||
Free, independent research1 from 20+ providers helps you uncover opportunities, generate ideas, and analyze trends.
A single, accuracy-weighted score helps evaluate your stock picks.
Customized alerts and watch lists carry across platforms—online and mobile.
|Fidelity service advantage||
24/7 access to experienced investment/trading consultants
Over 150 Investor Centers
|Annual account fee||None|
|Commissions and fees||
$0 commission for online US stock, ETF, and option trades
Competitive rates as low as 5.00%2
$0.00 commission applies to online U.S. equity trades, exchange-traded funds (ETFs), and options (+ $0.65 per contract fee) in a Fidelity retail account only for Fidelity Brokerage Services LLC retail clients. Sell orders are subject to an activity assessment fee (from $0.01 to $0.03 per $1,000 of principal). There is an Options Regulatory Fee (from $0.03 to $0.05 per contract), which applies to both option buy and sell transactions. The fee is subject to change. Other exclusions and conditions may apply. See Fidelity.com/commissions for details. Employee equity compensation transactions and accounts managed by advisors or intermediaries through Fidelity Clearing & Custody Solutions® are subject to different commission schedules.
Options trading entails significant risk and is not appropriate for all investors. Certain complex options strategies carry additional risk. Before trading options, please read Characteristics and Risks of Standardized Options. Supporting documentation for any claims, if applicable, will be furnished upon request.
Optional investment management services provided for a fee through Fidelity Personal and Workplace Advisors LLC (FPWA), a registered investment adviser and a Fidelity Investments company. Discretionary portfolio management provided by its affiliate, Strategic Advisers LLC, a registered investment adviser. These services are provided for a fee.
Brokerage services provided by Fidelity Brokerage Services LLC (FBS), and custodial and related services provided by National Financial Services LLC (NFS), each a member NYSE and SIPC. FPWA, Strategic Advisers, FPTC, FBS, and NFS are Fidelity Investments companies.
Keep in mind that investing involves risk. The value of your investment will fluctuate over time, and you may gain or lose money.
A Fidelity brokerage account is required for access to research reports.
5.00% rate available for debit balances over $1,000,000. Fidelity's current base margin rate, effective since 09/20/2019, is 8.075%.
System availability and response times may be subject to market conditions.
ETFs are subject to market fluctuation and the risks of their underlying investments. ETFs are subject to management fees and other expenses. Unlike mutual funds, ETF shares are bought and sold at market price, which may be higher or lower than their NAV, and are not individually redeemed from the fund.
In order to short sell at Fidelity, you must have a margin account. Short selling and margin trading entail greater risk, including, but not limited to, risk of unlimited losses and incurrence of margin interest debt, and are not suitable for all investors. Please assess your financial circumstances and risk tolerance before short selling or trading on margin. Margin trading is extended by National Financial Services, Member NYSE, SIPC, a Fidelity Investments company.
For iShares ETFs, Fidelity receives compensation from the ETF sponsor and/or its affiliates in connection with an exclusive long-term marketing program that includes promotion of iShares ETFs and inclusion of iShares funds in certain FBS platforms and investment programs. Please note, this security will not be marginable for 30 days from the settlement date, at which time it will automatically become eligible for margin collateral. Additional information about the sources, amounts, and terms of compensation can be found in the ETF’s prospectus and related documents. Fidelity may add or waive commissions on ETFs without prior notice. BlackRock and iShares are registered trademarks of BlackRock Inc., and its affiliates.