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Investing doesn’t have to be complicated, and there are ways to invest that can make it even easier for you. In addition to investing regularly, just learn some basic concepts and you’ll be on your way to a sound investment strategy.
Choosing a mix of different investments.
Limit risk through asset allocation.*
Spreading your money out among investment types.
For example, buy the stock of many companies instead of one—mutual funds offer a simple way to diversify.
Making adjustments to your investments at least once a year.
Gains and losses can cause your asset allocation to shift, so rebalancing is important.
Using mutual funds as an easy way to invest.
Some funds, called lifecycle funds, use a diversified asset allocation strategy that becomes more conservative over time.
Making regular, automatic investments.
Keep your money working for you by scheduling regular transfers from your bank account to your investments.
Have an old workplace savings plan? Consider consolidating your retirement savings.
Guidance provided by Fidelity is educational in nature, is not individualized, and is not intended to serve as the primary or sole basis for your investment or tax-planning decisions.