Advantages of Consolidating Your Accounts

Viewing your retirement savings and investments all in one place offers many benefits. It can simplify the ongoing management of your retirement plan and may save you money.

Simplify your retirement planning

It's not how many firms you have accounts with that makes your portfolio diversified, it's the asset allocation across your accounts. Viewing your portfolio in one place makes it easier to monitor what is happening across your accounts and rebalance when necessary. Through Fidelity, you can invest in 175 Fidelity and over 10,000 non-Fidelity funds, ETFs, stocks, bonds, and more to help you build a diversified portfolio.

Managing your financial life with one provider can alleviate headaches and make it easier to have a realistic view of your cash flow, needs, and progress. Plus, having your retirement and brokerage accounts at the same firm can help you implement tax-efficient strategies.

Pay less to get more

If you're investing through multiple providers, you might be paying more in fees than you need to. Account-level fees, fund expenses, and trading fees can really add up and you may be able to save money if you consolidate.

Our IRAs have no annual account fees* and we offer low-cost trades as well as many commission-free investments. Plus, you get access to one-on-one guidance, education, insights, research, and tools to help you build a stronger portfolio and plan for your future.

Partner with someone who understands you and your goals

Whether you are still saving for retirement or are already retired, having a financial plan is important and having your accounts in one place makes planning so much easier.

When you consolidate your accounts with Fidelity, you can easily track, monitor, and adjust your plan over time with a trusted partner who understands your unique needs and knows how to help you achieve your goals.