Topic: Saving and Spending

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What self-employed money diarists learned from tracking their spending

Are you self employed and interested in tracking your spending more wisely? Read here for tips about the importance of money management.

I make a 6-figure salary but I'm still always broke

Do you earn a 6-figure salary but have no savings to show for it? Learn different ways to control your spending so you can start saving for your future.

How I broke a spending habit that was wrecking my budget

Do you have bad spending habits? Learn noteworthy insight on how to save your budget without giving up too much.

4 tips for better budgeting in 2019

Looking for a better way to budget in 2019? Read these 4 tips to help you control your budget this year.

3 budgeting mistakes you probably don't realize you're making

Here are 3 common budgeting mistakes you could be making. Learn ways to control your spending by tracking your expenses.

Savings accounts vs. CDs vs. money market mutual funds

Do you know what savings options work best for you? Learn the basics with a breakdown of savings accounts, CDs, and money market mutual funds.

6 ways to feel better about your money in 2019

Professionals provide their top tips on managing money. Get their insights on how to make financial improvements.

How to prioritize your savings in 2019

Prioritizing your emergency funds in 2019 can be simple. Learn useful saving money tips here.

5 money rules every millennial should live by

Making smart money decisions while enjoying your 20s is a tough balance. Follow these money management tips to help setup your financial future.

11 simple, practical rules for personal finance success

Setting yourself up for personal financial success isn’t always easy. Learn these 11 simple rules that will help you manage your personal finances.

How to recover from a blown budget

Personal budgeting allows you to make smart financial decisions. Read tips on how to recover from a blown budget.

I'm cheap but I'm still fun and have friends!

Having a social life while saving money can be easy. Here's some tips on saving money while enjoying life's simple pleasures.

Why your budget is a mirror of your values

Budget planning is a major step when creating a financially friendly lifestyle. Learn how to make a savings plan to mirror your values.

6 steps to successfully managing your personal finances

Trying to successfully manage your personal finances may take finesse. Follow these 6 steps for tips on saving and budgeting.

4 budget-busting rationalizations to be aware of

Being rational when spending money on the things you want can be tricky. Budgeting guidelines create awareness around these popular spending rationalizations.

You need a money accountability buddy

There are many tricks to budgeting your money, but have you considered a money accountability buddy? Your money buddy could be that supportive insight you need to be financially smarter.

How my partner & I saved up for a house while paying off our debt

Saving for a house while paying off debt could be easy if you team up with your partner to help. Teaming up with your partner may help eliminate debt over time, along with successfully saving for a home.

Can this easy money hack help you avoid overspending?

Money management is tough. This money hack offers realistic advice that demonstrates the benefits of mindful thinking when spending and saving your money.

You're supposed to spend less than 30% of your income on housing. We asked 8 women to see if they do.

How much house can I afford? This common question is asked by many first time homebuyers and renters; luckily The 30% Rule can help.

50/15/5: A saving and spending rule of thumb

It isn't about managing every penny. Track your money using 3 categories.

What 'pay yourself first' really means

'Paying yourself first' is a fundamental idea that includes putting your future finances first. This article gives useful insight on how to put money aside to reach your long-term goals.

3 things you should never have in your wallet (plus 3 things you should)

A professional's valuable opinion on the 3 things you should never have in your wallet—plus the 3 things you should. Here's how to cleanse and lighten your wallet.

6 things you need to spend more money on

Expenses such as food and bills are a necessity, but what about the things that improve your well-being? Read here to learn about the 6 things that you should be spending money on to improve overall happiness and health.

20 ways to cut spending

Stopping unnecessary spending will help you increase your monthly savings. Here are 20 useful ways to cut spending.

This is how much money millennial women save to attend weddings

Attending a wedding can involve a lot of spending, which means you will need to start saving in preparation. This is how millennial women save to attend weddings.

Do you need a slush fund? 4 reasons to set aside some fun money

Setting aside fun money for important activities can be easy. Here are 4 reasons why you need to start a slush fund.

3 ways to trick your brain to stop avoiding financial decisions

Making a big financial decision can be a difficult task for many. Here are some reliable tips on how to easily make those tough decisions.

How much cash should you give for a wedding gift?

Considering proper etiquette when giving a wedding gift can be tough to figure out. Here is a useful article to help with your decision.

The all-cash diet: Are you up to the challenge?

Trying out the all-cash diet can be intimidating for someone new to the process. Read the following article to learn more about this useful financial secret.

I spent my emergency fund: Now what?

Here are a few steps to take to build an e-fund from scratch or replenish emergency funds you had to spend due to unforeseen circumstances.

How to plan a debt-free vacation

No matter what kind of vacation you're planning, you can have a debt-free vacation with some careful planning.

Back to the nest? Tips for living in a multi-generational household

One in every 5 Americans now lives in a "multiple generation" household. Here are helpful tips to survive living back at home as an adult.

9 expenses to pack in your moving budget

Preparing for moving costs can help alleviate emotional and financial strain. Consider these less obvious expenses.

Single parent finances: 6 tips to find financial success when it's all on you

Sometimes being a single parent can seem like the craziest financial decision you've ever made. Here are 6 tips to help make it more manageable.

How to raise your credit card limit

Use this guide on when and how to ask for a higher credit limit. Learn how to raise your credit card limit and when not to.

7 simple tips for moving on a budget

Don't let the stress of moving get you down. Here are 7 simple tips to make your move budget-friendly and stress free.

Strategies for fighting frugality fatigue

Tired of being frugal? Here are 7 strategies to beat frugality fatigue and how you can give yourself a little break.

16 signs you're underpaid—and what to do about it

Think you are underpaid? Here are 16 signs that you may be not getting your worth and tips on what you can do to change that.

Here's exactly how much money you should spend on your work wardrobe

Figuring out how much to spend on work clothes can be tricky. Here’s a simple formula from personal finance experts- spend no more than 5% of your take-home pay.

Forget budgeting: Here is a smarter, easier way to control your spending

Are you trying to spend less money? Learn how you can spend less money without having to create a strict budget for your personal finances.

How to save money on food

You don't have to eat less to spend less on food. Tweaking your spending could help you save.

Ditch debt and start saving

Getting yourself out of debt requires a solid plan. Get pointers on how you can reduce your credit card or student loan debt and start saving.

9 ways to stop living paycheck to paycheck

Are you living paycheck to paycheck? These 9 tips can help you stop living on the paycheck cycle and help you establish financial independence by saving money.

6 easy-to-forget expenses to include in your budget

Are you building a budget? This article outlines some expenses that are easily forgettable in your budget that you will want to include in your financial planning strategy.

When you overspend: 5 steps to recover from a spending spree

Did you overspend recently? Learn how you can rebound from your overspending by financially planning your next money moves.

Why can't I get it together financially?

Getting your personal finances in order is hard. Learn how financial planning can help ensure that your personal finances are where you want them to be.

Save money by avoiding these 6 costly grocery shopping habits

Are you finding it hard to stick to your monthly budget? Learn how you can save money in the grocery store and meet your personal finance goals.

Up, up, and away! Saving for a vacation

Everyone needs a vacation. Start saving now to make it happen.

If you have to budget, you might as well do it right

Are you finding it hard to stick to your budget? This article outlines how you can make a budget the right way and get your personal finances on track.

How to curb your lifestyle inflation wisely

Did you just land a big promotion at work or find yourself with extra annual cash? Your lifestyle will reflect your new income; however you should be aware of lifestyle inflation and how to prevent it.

5 simple ways to cut corners so you can retire young

Saving money for retirement doesn't need to be hard. Learn these 5 simple ways to cut corners so that you can retire young.

The magic math of paying yourself first

Learning to budget is easy, but sticking to a budget can be very difficult. Learn about the benefits of zero-sum budgeting today to get your personal finances back on track.

5 mistakes keeping you in credit card debt

Are you struggling to get out of credit card debt? These five financial mistakes may be keeping you in credit card debt. Learn how you can start to get out of credit card debt.

4 tips for going on a financial cleanse

Are you trying to stick to your financial budget? Consider using a financial cleanse to help get your personal finances back on track.

She makes $68K. He makes $63K. Here's how they split the bills.

Paying the bills is simple as a single person, but how do you split the bills as a couple? Learn how this couple takes their individual incomes into account when splitting the monthly bills.

Why cash is the best gift you can give this wedding season

Cash gifting at weddings may be the best gift you can give. Learn more about gifting cash, and why the gift of liquid cash can be so helpful for newlyweds.

How to merge finances with your new spouse

Newlyweds often face financial confusion about how to merge their finances. This article demystifies how to merge your finances with your new life partner.

Why being frugal doesn't always help you save

Being frugal can often be confused with saving money. Learn the difference between frugality and saving money to help you save more and budget effectively.

Best financial moves for new moms to make

New moms have a lot to plan for, including their finances. Learn what financial steps new moms should take to help them with financial planning goals.

Here's how to save money on travel without even noticing

Saving money can be tough, but saving money while you travel can seem almost impossible. This article explores savings tips to help you travel on a budget.

How to create a budget you can live with

Living on a budget will help you keep your personal finances on track. Learn how you can create a budget that you can stick to.

7 tips for getting the most out of your mortgage

Mortgages can be complex and intimidating. Get your mortgage questions answered by learning about these 7 mortgage tips.

Read this before you get a mortgage

Before you get a mortgage, be sure to read over these mortgage questions which may answer some of your home loan questions.

Millennials, take this savings lesson from retirees

These money-saving tips for millennials can come in handy, especially considering that these financial tips are coming from current retirees.

How to buy a gorgeous wedding dress for less

Buying your wedding dress on a budget doesn't mean you have to pass up the dress of your dreams. Learn how to budget for your wedding here.

5 ways to pay off your car loan faster

Paying off your car loan can feel like a lengthy process. Learn tips on how you can get out of debt and pay off your loans quickly.

Five money musts for college grads

One more lesson for recent graduates: How to manage money.

Preparing financially for a baby

Follow these tips to baby-proof your budget.

Five money-musts for college students

Personal finance and money management are difficult, especially for college students. Fidelity provides personal finance tips for college students to help them succeed financially.

Budget ninja? Or do you spend like Gatsby? Find out.

By showing you how your spending compares to people like you, we can help you build a better budget.

Budgeting for fun

We pound the table about saving for the future and paying off debt—but you need to have fun, too.

How to stay motivated when you're already debt-free

How to stay financially prepared and motivated even if you have an absence of debt in your personal financial life. Read here to learn how you can stay motivated.

Power of small amounts

See how a change as small as a 1 percent increase in your contribution to your workplace savings plan can make a big difference for the future.

Getting married

Saving for any goal

It doesn't matter what your goal is. The best way to save for it is automatically—and a little bit at a time.

Having a baby

Bringing a baby into the world means change all around. Learn about the financial ones here.

Five financial tips for newlyweds

When the two of you tie the knot, you're tying a financial knot too. Learn how to manage finances after marriage.

Simple Budget Checkup

Find out how your budget compares to our simple budgeting rule of thumb, and get tips on how to adjust if you're spending too much in one area.

Are you really ready to buy a house?

Owning a home allows you the ability to build equity. But before you take the leap, ask yourself these questions.
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