Topic: Saving and Spending

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How my partner & I saved up for a house while paying off our debt

Saving for a house while paying off debt could be easy if you team up with your partner to help. Teaming up with your partner may help eliminate debt over time, along with successfully saving for a home.

You're supposed to spend less than 30% of your income on housing. We asked 8 women to see if they do.

How much house can I afford? This common question is asked by many first time homebuyers and renters; luckily The 30% Rule can help.

You need a money accountability buddy

There are many tricks to budgeting your money, but have you considered a money accountability buddy? Your money buddy could be that supportive insight you need to be financially smarter.

Can this easy money hack help you avoid overspending?

Money management is tough. This money hack offers realistic advice that demonstrates the benefits of mindful thinking when spending and saving your money.

50/15/5: A saving and spending rule of thumb

It isn't about managing every penny. Track your money using 3 categories.

6 things you need to spend more money on

Expenses such as food and bills are a necessity, but what about the things that improve your well-being? Read here to learn about the 6 things that you should be spending money on to improve overall happiness and health.

3 things you should never have in your wallet (plus 3 things you should)

A professional's valuable opinion on the 3 things you should never have in your wallet—plus the 3 things you should. Here's how to cleanse and lighten your wallet.

What 'pay yourself first' really means

'Paying yourself first' is a fundamental idea that includes putting your future finances first. This article gives useful insight on how to put money aside to reach your long-term goals.

20 ways to cut spending

Stopping unnecessary spending will help you increase your monthly savings. Here are 20 useful ways to cut spending.

This is how much money millennial women save to attend weddings

Attending a wedding can involve a lot of spending, which means you will need to start saving in preparation. This is how millennial women save to attend weddings.

Do you need a slush fund? 4 reasons to set aside some fun money

Setting aside fun money for important activities can be easy. Here are 4 reasons why you need to start a slush fund.

How much cash should you give for a wedding gift?

Considering proper etiquette when giving a wedding gift can be tough to figure out. Here is a useful article to help with your decision.

3 ways to trick your brain to stop avoiding financial decisions

Making a big financial decision can be a difficult task for many. Here are some reliable tips on how to easily make those tough decisions.

How to plan a debt-free vacation

No matter what kind of vacation you're planning, you can have a debt-free vacation with some careful planning.

The all-cash diet: Are you up to the challenge?

Trying out the all-cash diet can be intimidating for someone new to the process. Read the following article to learn more about this useful financial secret.

I spent my emergency fund: Now what?

Here are a few steps to take to build an e-fund from scratch or replenish emergency funds you had to spend due to unforeseen circumstances.

Back to the nest? Tips for living in a multi-generational household

One in every 5 Americans now lives in a "multiple generation" household. Here are helpful tips to survive living back at home as an adult.

Single parent finances: 6 tips to find financial success when it's all on you

Sometimes being a single parent can seem like the craziest financial decision you've ever made. Here are 6 tips to help make it more manageable.

9 expenses to pack in your moving budget

Preparing for moving costs can help alleviate emotional and financial strain. Consider these less obvious expenses.

How to raise your credit card limit

Use this guide on when and how to ask for a higher credit limit. Learn how to raise your credit card limit and when not to.

Here's exactly how much money you should spend on your work wardrobe

Figuring out how much to spend on work clothes can be tricky. Here’s a simple formula from personal finance experts- spend no more than 5% of your take-home pay.

7 simple tips for moving on a budget

Don't let the stress of moving get you down. Here are 7 simple tips to make your move budget-friendly and stress free.

Strategies for fighting frugality fatigue

Tired of being frugal? Here are 7 strategies to beat frugality fatigue and how you can give yourself a little break.

16 signs you're underpaid—and what to do about it

Think you are underpaid? Here are 16 signs that you may be not getting your worth and tips on what you can do to change that.

Forget budgeting: Here is a smarter, easier way to control your spending

Are you trying to spend less money? Learn how you can spend less money without having to create a strict budget for your personal finances.

How to save money on food

You don't have to eat less to spend less on food. Tweaking your spending could help you save.

Ditch debt and start saving

Getting yourself out of debt requires a solid plan. Get pointers on how you can reduce your credit card or student loan debt and start saving.

9 ways to stop living paycheck to paycheck

Are you living paycheck to paycheck? These 9 tips can help you stop living on the paycheck cycle and help you establish financial independence by saving money.

6 easy-to-forget expenses to include in your budget

Are you building a budget? This article outlines some expenses that are easily forgettable in your budget that you will want to include in your financial planning strategy.

Why can't I get it together financially?

Getting your personal finances in order is hard. Learn how financial planning can help ensure that your personal finances are where you want them to be.

When you overspend: 5 steps to recover from a spending spree

Did you overspend recently? Learn how you can rebound from your overspending by financially planning your next money moves.

Save money by avoiding these 6 costly grocery shopping habits

Are you finding it hard to stick to your monthly budget? Learn how you can save money in the grocery store and meet your personal finance goals.

If you have to budget, you might as well do it right

Are you finding it hard to stick to your budget? This article outlines how you can make a budget the right way and get your personal finances on track.

How to curb your lifestyle inflation wisely

Did you just land a big promotion at work or find yourself with extra annual cash? Your lifestyle will reflect your new income; however you should be aware of lifestyle inflation and how to prevent it.

5 simple ways to cut corners so you can retire young

Saving money for retirement doesn't need to be hard. Learn these 5 simple ways to cut corners so that you can retire young.

The magic math of paying yourself first

Learning to budget is easy, but sticking to a budget can be very difficult. Learn about the benefits of zero-sum budgeting today to get your personal finances back on track.

5 tips for getting out of debt on a limited budget

Getting out of debt isn't easy. Getting out of debt on a budget is even harder. Learn how you can escape debt while still sticking to your budget.

5 mistakes keeping you in credit card debt

Are you struggling to get out of credit card debt? These five financial mistakes may be keeping you in credit card debt. Learn how you can start to get out of credit card debt.

4 tips for going on a financial cleanse

Are you trying to stick to your financial budget? Consider using a financial cleanse to help get your personal finances back on track.

She makes $68K. He makes $63K. Here's how they split the bills.

Paying the bills is simple as a single person, but how do you split the bills as a couple? Learn how this couple takes their individual incomes into account when splitting the monthly bills.

Why cash is the best gift you can give this wedding season

Cash gifting at weddings may be the best gift you can give. Learn more about gifting cash, and why the gift of liquid cash can be so helpful for newlyweds.

How to merge finances with your new spouse

Newlyweds often face financial confusion about how to merge their finances. This article demystifies how to merge your finances with your new life partner.

Why being frugal doesn't always help you save

Being frugal can often be confused with saving money. Learn the difference between frugality and saving money to help you save more and budget effectively.

Best financial moves for new moms to make

New moms have a lot to plan for, including their finances. Learn what financial steps new moms should take to help them with financial planning goals.

Here's how to save money on travel without even noticing

Saving money can be tough, but saving money while you travel can seem almost impossible. This article explores savings tips to help you travel on a budget.

How to create a budget you can live with

Living on a budget will help you keep your personal finances on track. Learn how you can create a budget that you can stick to.

How to calculate your net worth

Learn how to calculate your net worth. Understanding your net worth will allow you to make more informed financial decisions.

7 tips for getting the most out of your mortgage

Mortgages can be complex and intimidating. Get your mortgage questions answered by learning about these 7 mortgage tips.

How I managed to save money in New York City

Saving money is difficult, especially when you live in an expensive city. Learn how one New Yorker managed to save money while living in the Big Apple.

Read this before you get a mortgage

Before you get a mortgage, be sure to read over these mortgage questions which may answer some of your home loan questions.

Millennials, take this savings lesson from retirees

These money-saving tips for millennials can come in handy, especially considering that these financial tips are coming from current retirees.

How to buy a gorgeous wedding dress for less

Buying your wedding dress on a budget doesn't mean you have to pass up the dress of your dreams. Learn how to budget for your wedding here.

8 steps to buying your first car

Buying your first car can be a confusing process. Use these 8 tips to help guide you through the car buying process.

5 ways to pay off your car loan faster

Paying off your car loan can feel like a lengthy process. Learn tips on how you can get out of debt and pay off your loans quickly.

4 questions to ask yourself before quitting to freelance

Before you start freelancing and quit your current job, think about these 4 questions to ensure you are making the right career decision.

5 ways city living is costing you

Staying on a budget while living in a city is incredibly difficult. Learn how you can organize your personal finance to stay on budget while you live in the city of your dreams.

Tips for planning a Europe vacation on the cheap

Traveling for cheap to Europe is possible when you follow these vacation savings tips. Learn how you can save money on your next vacation by reading here.

Five money musts for college grads

One more lesson for recent graduates: How to manage money.

Find the right credit card the right way

Credit cards are an important tool to help you build credit, but how do you know which credit card to pick? Learn how to choose your credit card carefully here.

8 ways to protect your money when traveling

Learn how you can protect your finances while also enjoying your travels.

What to do if your spouse isn't frugal

Read here to learn how you can align your finances with your spouse's.

The easiest ways for brides to save money on their big day

Saving money on weddings doesn't mean you have to skimp on the bride's big day. Read here to learn how you can save on your wedding.

How a 31-year-old paid off $220K in student loans in 3 years

Student loans can take years to pay off. Read how one woman paid off over $200K in student loan debt in just 3 years.

How a woman who retired at 28 saved 70% of her income in NYC

One woman saved the majority of her income to ensure that she could retire early. Read here to learn her savings and retirement tips.

4 reasons your budget may change each month

Budgeting is a useful tool to ensure that your personal finances stay on track, but how often should budgets change? Read here to learn more about budgeting.

Here is how I saved 50% of my income for a month

Saving money takes discipline and practice. Read how one person saved 50% of their income for a month and the tips they can give you to help you save more money.

Can you afford a mortgage?

Are you thinking of buying a house? This article can help you determine if you can afford a mortgage, and also help you to better understand the financial planning it requires to take out a mortgage.

These mortgage tips should be etched in stone

Mortgages are complicated, and last anywhere from 15 to 30 years. This article outlines mortgage tips to help you get the lowest mortgage rate and keep track of your personal finances with a mortgage payment.

Preparing financially for a baby

Follow these tips to baby-proof your budget.

3 ways to turn your closet into cash

Do you have clothes that you never seem to wear? You can use those forgotten items of your wardrobe to generate spending cash.

Five money-musts for college students

Personal finance and money management are difficult, especially for college students. Fidelity provides personal finance tips for college students to help them succeed financially.

Budget ninja? Or do you spend like Gatsby? Find out.

By showing you how your spending compares to people like you, we can help you build a better budget.

Budgeting for fun

We pound the table about saving for the future and paying off debt—but you need to have fun, too.

Up, up, and away! Saving for a vacation

Are you planning on taking a vacation in the future? Here are some financial tips on why you should start saving for that vacation sooner rather than later.

How to stay motivated when you're already debt-free

How to stay financially prepared and motivated even if you have an absence of debt in your personal financial life. Read here to learn how you can stay motivated.

What 5 successful people wish they'd known in their 20s

Are you a 20-something? Read here to learn about pieces of financial advice these 5 successful moguls wish they’d known at your age.

Frugal living tips for stay-at-home parents

Stay-at-home-moms and stay-at-home-dads are usually the queens and kings of frugality, but sometimes money isn't everything. Read more about how the choices you make as a stay-at-home parent positively impact the life of you and your kids.

New grads: Avoid these 5 money mistakes

Graduating college is a huge victory. Learn how to stay on the right path and avoid these 5 money mistakes most grads make.

Power of small amounts

See how a change as small as a 1 percent increase in your contribution to your workplace savings plan can make a big difference for the future.

4 financial fallacies that mess up your life

Finances are one thing in life you want to get right. Avoid these four fallacies to make sure you're getting on the right track. Learn more.

Saving for any goal

It doesn't matter what your goal is. The best way to save for it is automatically—and a little bit at a time.

Getting married

Having a baby

Bringing a baby into the world means change all around. Learn about the financial ones here.

When feelings of comfort trump spreadsheet math

Honesty in personal finance is rare. Even when the math points at what seems to be the obvious truth, feelings can get in the way.

Five financial tips for newlyweds

When the two of you tie the knot, you're tying a financial knot too. Learn how to manage finances after marriage.

Journey to financial wellness

Financial wellness connects financial independence with emotional and physical well-being. Learn more about how to start the journey.

How buyers react when prices rise and fall

Learn how changes in personal income and the price of common purchases can affect spending behavior and how you can use this knowledge to make a smarter budget.

5 things that could inflate your rent before lease signing

Anyone who has ever paid rent knows the price can be steep-and there are ways landlords can increase your rent before you even sign the lease.

How one woman bounced back financially from divorce

Find out how one woman was able to bounce back financially from a divorce.

A simple decision to get rich: pay yourself first

One of the best ways to increase your wealth is to make sure you are paying yourself first. Read this article to learn more.

Simple Budget Checkup

Find out how your budget compares to our simple budgeting rule of thumb, and get tips on how to adjust if you're spending too much in one area.

Are you really ready to buy a house?

Owning a home allows you the ability to build equity. But before you take the leap, ask yourself these questions.
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