Topic: Saving and Spending

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Back to the nest? Tips for living in a multi-generational household

One in every 5 Americans now lives in a "multiple generation" household. Here are helpful tips to survive living back at home as an adult.

9 expenses to pack in your moving budget

Preparing for moving costs can help alleviate emotional and financial strain. Consider these less obvious expenses.

Single parent finances: 6 tips to find financial success when it's all on you

Sometimes being a single parent can seem like the craziest financial decision you've ever made. Here are 6 tips to help make it more manageable.

How to raise your credit card limit

Use this guide on when and how to ask for a higher credit limit. Learn how to raise your credit card limit and when not to.

16 signs you're underpaid—and what to do about it

Think you are underpaid? Here are 16 signs that you may be not getting your worth and tips on what you can do to change that.

7 simple tips for moving on a budget

Don't let the stress of moving get you down. Here are 7 simple tips to make your move budget-friendly and stress free.

Here's exactly how much money you should spend on your work wardrobe

Figuring out how much to spend on work clothes can be tricky. Here’s a simple formula from personal finance experts- spend no more than 5% of your take-home pay.

Strategies for fighting frugality fatigue

Tired of being frugal? Here are 7 strategies to beat frugality fatigue and how you can give yourself a little break.

Forget budgeting: Here is a smarter, easier way to control your spending

Are you trying to spend less money? Learn how you can spend less money without having to create a strict budget for your personal finances.

How to save money on food

You don't have to eat less to spend less on food. Tweaking your spending could help you save.

Ditch debt and start saving

Getting yourself out of debt requires a solid plan. Get pointers on how you can reduce your credit card or student loan debt and start saving.

9 ways to stop living paycheck to paycheck

Are you living paycheck to paycheck? These 9 tips can help you stop living on the paycheck cycle and help you establish financial independence by saving money.

6 easy-to-forget expenses to include in your budget

Are you building a budget? This article outlines some expenses that are easily forgettable in your budget that you will want to include in your financial planning strategy.

Why can't I get it together financially?

Getting your personal finances in order is hard. Learn how financial planning can help ensure that your personal finances are where you want them to be.

When you overspend: 5 steps to recover from a spending spree

Did you overspend recently? Learn how you can rebound from your overspending by financially planning your next money moves.

Preparing your finances for a baby

Follow these tips to baby-proof your budget.

Save money by avoiding these 6 costly grocery shopping habits

Are you finding it hard to stick to your monthly budget? Learn how you can save money in the grocery store and meet your personal finance goals.

If you have to budget, you might as well do it right

Are you finding it hard to stick to your budget? This article outlines how you can make a budget the right way and get your personal finances on track.

How to curb your lifestyle inflation wisely

Did you just land a big promotion at work or find yourself with extra annual cash? Your lifestyle will reflect your new income; however you should be aware of lifestyle inflation and how to prevent it.

5 simple ways to cut corners so you can retire young

Saving money for retirement doesn't need to be hard. Learn these 5 simple ways to cut corners so that you can retire young.

The magic math of paying yourself first

Learning to budget is easy, but sticking to a budget can be very difficult. Learn about the benefits of zero-sum budgeting today to get your personal finances back on track.

5 tips for getting out of debt on a limited budget

Getting out of debt isn't easy. Getting out of debt on a budget is even harder. Learn how you can escape debt while still sticking to your budget.

5 mistakes keeping you in credit card debt

Are you struggling to get out of credit card debt? These five financial mistakes may be keeping you in credit card debt. Learn how you can start to get out of credit card debt.

4 tips for going on a financial cleanse

Are you trying to stick to your financial budget? Consider using a financial cleanse to help get your personal finances back on track.

She makes $68K. He makes $63K. Here's how they split the bills.

Paying the bills is simple as a single person, but how do you split the bills as a couple? Learn how this couple takes their individual incomes into account when splitting the monthly bills.

Why cash is the best gift you can give this wedding season

Cash gifting at weddings may be the best gift you can give. Learn more about gifting cash, and why the gift of liquid cash can be so helpful for newlyweds.

How to merge finances with your new spouse

Newlyweds often face financial confusion about how to merge their finances. This article demystifies how to merge your finances with your new life partner.

Why being frugal doesn't always help you save

Being frugal can often be confused with saving money. Learn the difference between frugality and saving money to help you save more and budget effectively.

Best financial moves for new moms to make

New moms have a lot to plan for, including their finances. Learn what financial steps new moms should take to help them with financial planning goals.

Here's how to save money on travel without even noticing

Saving money can be tough, but saving money while you travel can seem almost impossible. This article explores savings tips to help you travel on a budget.

How to create a budget you can live with

Living on a budget will help you keep your personal finances on track. Learn how you can create a budget that you can stick to.

How to calculate your net worth

Learn how to calculate your net worth. Understanding your net worth will allow you to make more informed financial decisions.

7 tips for getting the most out of your mortgage

Mortgages can be complex and intimidating. Get your mortgage questions answered by learning about these 7 mortgage tips.

How I managed to save money in New York City

Saving money is difficult, especially when you live in an expensive city. Learn how one New Yorker managed to save money while living in the Big Apple.

Read this before you get a mortgage

Before you get a mortgage, be sure to read over these mortgage questions which may answer some of your home loan questions.

Millennials, take this savings lesson from retirees

These money-saving tips for millennials can come in handy, especially considering that these financial tips are coming from current retirees.

How to buy a gorgeous wedding dress for less

Buying your wedding dress on a budget doesn't mean you have to pass up the dress of your dreams. Learn how to budget for your wedding here.

8 steps to buying your first car

Buying your first car can be a confusing process. Use these 8 tips to help guide you through the car buying process.

5 ways to pay off your car loan faster

Paying off your car loan can feel like a lengthy process. Learn tips on how you can get out of debt and pay off your loans quickly.

13 kid expenses that are not worth the money

Raising a child is expensive, however there are some areas in raising your child where you can save money. Learn where you can save in raising your kid today.

4 questions to ask yourself before quitting to freelance

Before you start freelancing and quit your current job, think about these 4 questions to ensure you are making the right career decision.

5 ways city living is costing you

Staying on a budget while living in a city is incredibly difficult. Learn how you can organize your personal finance to stay on budget while you live in the city of your dreams.

Tips for planning a Europe vacation on the cheap

Traveling for cheap to Europe is possible when you follow these vacation savings tips. Learn how you can save money on your next vacation by reading here.

Five money musts for college grads

One more lesson for recent graduates: How to manage money.

What to do if your spouse isn't frugal

Read here to learn how you can align your finances with your spouse's.

8 ways to protect your money when traveling

Learn how you can protect your finances while also enjoying your travels.

Find the right credit card the right way

Credit cards are an important tool to help you build credit, but how do you know which credit card to pick? Learn how to choose your credit card carefully here.

The easiest ways for brides to save money on their big day

Saving money on weddings doesn't mean you have to skimp on the bride's big day. Read here to learn how you can save on your wedding.

How a 31-year-old paid off $220K in student loans in 3 years

Student loans can take years to pay off. Read how one woman paid off over $200K in student loan debt in just 3 years.

How a woman who retired at 28 saved 70% of her income in NYC

One woman saved the majority of her income to ensure that she could retire early. Read here to learn her savings and retirement tips.

4 reasons your budget may change each month

Budgeting is a useful tool to ensure that your personal finances stay on track, but how often should budgets change? Read here to learn more about budgeting.

1 in 5 Americans has this major money concern

Emergency savings allow you to prepare for the unexpected. Learn about the benefits of saving money for emergencies here.

Here is how I saved 50% of my income for a month

Saving money takes discipline and practice. Read how one person saved 50% of their income for a month and the tips they can give you to help you save more money.

Can you afford a mortgage?

Are you thinking of buying a house? This article can help you determine if you can afford a mortgage, and also help you to better understand the financial planning it requires to take out a mortgage.

These mortgage tips should be etched in stone

Mortgages are complicated, and last anywhere from 15 to 30 years. This article outlines mortgage tips to help you get the lowest mortgage rate and keep track of your personal finances with a mortgage payment.

3 ways to turn your closet into cash

Do you have clothes that you never seem to wear? You can use those forgotten items of your wardrobe to generate spending cash.

Are your college savings on track?

Our new calculator makes it easy to see whether your savings are on track and make adjustments if not.

3 ways to save energy

Reducing the amount of energy your home uses and loses can pay off over time.

Financial checkup: know your 3 key numbers

Before auditing your finances, you should understand how to perform a financial checkup. This article can help you understand how you can use a financial checkup to get back on track financially.

7 travel hacks to save money on your next vacation

Vacation does not need to break the bank. This article outlines money hacks to help you save on vacation.

Budget ninja? Or do you spend like Gatsby? Find out.

By showing you how your spending compares to people like you, we can help you build a better budget.

Five money-musts for college students

Personal finance and money management are difficult, especially for college students. Fidelity provides personal finance tips for college students to help them succeed financially.

Budgeting for fun

We pound the table about saving for the future and paying off debt—but you need to have fun, too.

13 money-saving tricks I used during grad school in NYC

Saving money is often difficult. This New York City graduate student highlights some money saving tricks she used to survive Manhattan's expenses.

Up, up, and away! Saving for a vacation

Are you planning on taking a vacation in the future? Here are some financial tips on why you should start saving for that vacation sooner rather than later.

10 tips anyone can use to save more and spend less

Learning how to save more and spend less is not always easy. This article seeks to provide financial tips on how you can learn to increase your savings account.

Why you might need more than one budget

Keeping multiple budgets can actually help you save more and budget your spending. This article outlines some of the benefits of keeping multiple budgets.

Taking your wallet on vacation? Here's how to keep it safe

Tourists are often targeted by pickpockets or thieves. Read here to learn how you can keep your wallet safe on vacation.

6 painless ways to save thousands

Saving is not always easy. This article explores 6 ways that can help you save thousands of dollars.

Should you buy your car at the end of a car lease?

To buy, or not to buy? That is the question. Read here for tips on whether you should purchase your car at the end of its lease or not.

Why we pay our credit card bills more than once per month

Paying your credit card bills more than just once a month may actually help keep you financially responsible. Read here for information on this strategy and if it will work for you.

How I saved by keeping my grocery bill under $60

Are you looking for areas that can help you build up your savings? We suggest looking to your grocery bill.

Which is better: leasing a car or buying one?

To buy, or not to buy? That is the question. Read here for tips on whether you should purchase your car at the end of its lease or not.

5 things I wish people understood about frugality

Being frugal may not always be the popular choice. Read here to learn about 5 things that come with being frugal.

How to stay motivated when you're already debt-free

How to stay financially prepared and motivated even if you have an absence of debt in your personal financial life. Read here to learn how you can stay motivated.

The 5 awkward money convos you'll have at work

Money conversations in the workplace can get awkward. Here are some tips for navigating the awkward money talks you may have at work.

What 5 successful people wish they'd known in their 20s

Are you a 20-something? Read here to learn about pieces of financial advice these 5 successful moguls wish they’d known at your age.

3 ways to make money from a tired old car

Are you thinking of getting rid of your old car? Read here to learn how you can make money off of your tired old car.

Are you stressed about money? 3 steps to make a change

Are you stressed about money? Read this article to learn three steps to help you make a financial change.

Bring some old-fashioned frugality into your kitchen

Are you looking to save more money? Read this article to discover how you can bring frugality into your kitchen.

How I saved $15K to move to Beirut

Do you have a big trip or life event coming up? Read here to discover how one person saved $15K before moving to Lebanon.

3 tips to help you save your first $1,000

Saving your first $1,000 can often be hard. Read here for tips on how to start saving to meet your financial goals.

Changing jobs? Don't forget 401(k) accounts along the way

It's easy to lose track of 401(k) accounts if you don't take them with you when you change jobs. Read this article to learn some tips for keeping track of them.

10 ways to spend less in your 20s

Are you in your 20s? Read here for some great tips on how to save while you first establish yourself financially.

8 easy ways to put some extra cash in your pocket

Looking to put some extra cash in your pocket? Read here for 8 tips on how to do just that.

3 important financial steps to take before the wedding

Marriage is an incredibly exciting time in someone's life. Learn how to properly plan from a financial perspective by reading further.

3 financial planning must-dos for new parents

Are you a new parent? Read here to find 3 financial planning must-dos to ensure your family is financially secure for the future.

5 ways to encourage your savings habit

If you are looking for tips on how to boost your savings habits, look no further. Read here for 5 tips on encouraging yourself to save.

How to avoid spending temptations

Do you find yourself tempted to spend on unnecessary expenses? Read this article for advice on how to quell your spending temptations.

How much should I have in savings for emergencies?

The money in an emergency fund needs to be readily accessible, and it should be reserved solely for unforeseen expenses. Read this article to see how much you really need to set aside.

This one factor affects your credit score more than anything else

Is your credit score lower than you'd like it to be? Read this article to find out the one factor that affects your credit score more than anything else.

Talking about money with family doesn't have to be stressful

Read this article for tips on how to talk to your significant other or family members about money. No more stressful money talks!

How born spenders can become born-again savers

If you feel you are a natural spender, read this article and learn a few quick tricks to turn you into a saver in no time!

How a 29-year-old created her monthly budget

Read this article to learn how a 29-year-old used a monthly budget to pay over $100,000 in debt.

Does this purchase make my life better?

If you want one powerful, burning question to cut through your financial situation like a hot knife through butter, this is the one. Read more.

6 smart and simple money tips for new grads

Here are six tips for recent grads to help you stay financially responsible while trying to get your life in the real world started.

Renters: You're paying more for less space

New apartments hitting the rental market are smaller and more expensive than they were ten years ago. Learn more about the causes and how it affects your budget.

10 expensive habits you can, and should, break today

Breaking bad financial habits can get us closer to meeting our goals. Learn how habits you might be guilty of are impacting your finances and how to break them today.

33 wedding hacks to save you money

Read these 33 wedding hacks that will leave your big day looking like it had a big price tag at a fraction of the cost.

Frugal living tips for stay-at-home parents

Stay-at-home-moms and stay-at-home-dads are usually the queens and kings of frugality, but sometimes money isn't everything. Read more about how the choices you make as a stay-at-home parent positively impact the life of you and your kids.

Why living with your parents is not as bad as you think

Regardless of all of the negative connotations, living at home can provide some wonderful financial benefits. Learn more.

Part of the wedding party? Here's how to save money

Brides and grooms aren't the only ones scrambling to prepare for the big day. Their wedding parties are also bracing for exorbitant expenses. Learn how you can keep the expenses under control.

How I increased my income by $15,000 in just one year

Two concrete changes in a young woman's life helped her earn $15,000 more in 2016 than she did in 2015. Learn how a job change and salary negotiation can help alleviate the stress of living paycheck to paycheck.

7 debt payoffs that boost your credit score the most

If you are looking to increase your credit score, here are some ways to improve your score by tackling certain debts head on.

New grads: Avoid these 5 money mistakes

Graduating college is a huge victory. Learn how to stay on the right path and avoid these 5 money mistakes most grads make.

Power of small amounts

See how a change as small as a 1 percent increase in your contribution to your workplace savings plan can make a big difference for the future.

4 financial fallacies that mess up your life

Finances are one thing in life you want to get right. Avoid these four fallacies to make sure you're getting on the right track. Learn more.

Five ways to help manage the costs of kids

Raising a child isn't cheap. Learn about some key expenses and how you can best prepare.

Sometimes saving money means spending it

Finding the balance between spending and saving is often hard to find, but it's very important for creating an enjoyable life.

Your guide to moving for a new job

Relocating for a job? Read this guide and learn how to manage the move, the cost, and all the stress.

10 financial tips for planning your dream wedding

Want your dream wedding without wiping your bank account? Read this article to learn how you can.

11 things to do in the first five years after college

Now is the best opportunity you will have to keep out of financial trouble and develop a solid foundation. Learn these small financial changes that can have a big future impact.

How to save money on travel

Traveling on a budget doesn't have to feel like spring break. Read these tips on how you can travel on a budget and still feel like an adult.

Getting married

Saving for any goal

It doesn't matter what your goal is. The best way to save for it is automatically—and a little bit at a time.

Having a baby

Bringing a baby into the world means change all around. Learn about the financial ones here.

Why money makes you stressed

New research underscores the importance of managing financial worry, and not a minute too soon. A recent study from benefits firm Willis Towers Watson sheds light on the prevalence of financial stress. Read more.

4 ways to teach your kids the value of a dollar

Financial literacy can be learned at any age, but the earlier we start teaching our kids, the better prepared they will be for their adult lives. Learn more.

When feelings of comfort trump spreadsheet math

Honesty in personal finance is rare. Even when the math points at what seems to be the obvious truth, feelings can get in the way.

Get motivated to pay off your student loans with these tips

With some planning, persistence, and the right motivation, you can eliminate your student loan debt and move on with your life. Learn how.

New baby? Here are 3 critical money shifts you need to make

A new baby brings serious financial changes. Learn how to prepare for this new life stage.

3 mindsets that dictate how you approach your money

The key to making our dreams a reality comes down to three mindsets: commitment, fear, and happiness.

Five financial tips for newlyweds

When the two of you tie the knot, you're tying a financial knot too. Learn how to manage finances after marriage.

How to stop financial peer pressure

Feeling the pressure to spend from always going out with friends? Use these tips to avoid overspending with friends and roommates.

Journey to financial wellness

Financial wellness connects financial independence with emotional and physical well-being. Learn more about how to start the journey.

Your money battle between "want" and "should"

Challenging financial decisions looming? Planning, and prioritizing your budget can help alleviate future financial problems.

How to transform wasteful spending into purposeful spending

Looking to save money and build a more effective budget? Learn how to break down your expenses to uncover wasteful spending.

A financial planner takes her advice on the road

Having trouble sticking to your budget and saving money? Learn how curbing non-essential spending and making better estimations of your income can help.

How buyers react when prices rise and fall

Learn how changes in personal income and the price of common purchases can affect spending behavior and how you can use this knowledge to make a smarter budget.

5 things that could inflate your rent before lease signing

Anyone who has ever paid rent knows the price can be steep-and there are ways landlords can increase your rent before you even sign the lease.

How one woman bounced back financially from divorce

Find out how one woman was able to bounce back financially from a divorce.

Save before you invest...then invest!

You should save before you invest. Here are ways to get an emergency fund started-and then get back to retirement saving.

10 ways couples can finish rich

Getting married changes things. Get started on a path to a rich future for you and your partner by following these 10 steps.

A simple decision to get rich: pay yourself first

One of the best ways to increase your wealth is to make sure you are paying yourself first. Read this article to learn more.

7 ways to increase your credit score fast

Is your credit score lower than you'd like it to be? Check out this article to find out 7 ways to increase your credit score, and fast!

How your money personality builds your wealth

Identifying your money personality could help you understand how your habits and philosophies may be affecting your business and wealth building.

6 ways not to use your home equity line of credit

Take a look these 6 worst ways to use your home equity line of credit before you write that check.

Take this one step to save money on food

Learning some cooking tips and tricks will help you avoid going out as well as save money in the supermarket.

Lessons learned from a female financial role model

Who is your financial role model? Discover the lessons you can learn from your role model's decisions.

How to save money when you don't DIY

Here are 10 smart ways to save money while decorating your home.

Unblocking money gridlock: Own the zone

If you're not feeling 100% competent about your finances, you may be experiencing gridlock. Find out how you might think through your money worries.

Simple Budget Checkup

Find out how your budget compares to our simple budgeting rule of thumb, and get tips on how to adjust if you're spending too much in one area.

Are you really ready to buy a house?

Owning a home allows you the ability to build equity. But before you take the leap, ask yourself these questions.

Secrets to saving money

Manipulate your brain into saving instead of spending money by following these rules of thumb.

Does money matter more to millennials?

Some studies say that saving money is more important to millennials than other generations. See how a group of millennials view their assets and their peers' habits.

Investing basics: 3 things you need to know about emergency funds

An emergency fund should be there for you just in case. Get tips on how you could build one. (1:41)

The best thing to do for your savings

Following this one essential savings tip may just work better than budgeting for you.

How to deal with higher rent

You're in love with your apartment, but what do you do when they increase the rent?

Rethinking money as a tool

What if you stopped thinking of money as a goal?

3 ways to save $1,000 this weekend

This weekend can be a game-changer for you. Find out how to free up $1,000 in just 2 days.
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