Fidelity.com | Trade | Portfolio Summary We hope you enjoy your free Morningstar StockInvestor subscription. There are a lot of reasons to trade with Fidelity. Which one is yours?  The largest selection of free,   independent research, including: •   Standard & Poor's •   Lehman Brothers •   Argus Discounted independent research: •   ValueLine •   The Street.com •   Smart Money Select and more •   Online equity trades as low as $81. •   See our complete Brokerage and Commission Fee Schedule.  As evaluated by2: •   Kiplinger's •   Smart Money •   Gomez Offer available only to Fidelity customers who are recipients of the mailing promoting the offer. Offer is not transferable. To accept, click on the Morningstar link above and follow the instructions to create a Morningstar user profile (name and password) on Morningstar.com by December 15, 2004. The first of your twelve issue online subscription will be available immediately. Retail value of twelve issue online subscription is $30 per year for Fidelity customers (normally $79 per year for non-Fidelity subscribers). Morningstar is an independent organization and is not affiliated with Fidelity Investments. By making this online newsletter subscription available to its customers, Fidelity is not endorsing any research contained therein, nor is Fidelity recommending any security. Customers must determine whether a particular security or investment strategy is right for their own situation. 1 Households that place at least 120+ stock, bond or options trades in a rolling 12-month period plus $25,000 in assets across eligible Fidelity Accounts, or which have $1 million with no trade minimum are eligible for $8.00 trades. See the brokerage commission and fee schedule for details; certain restrictions apply. 2 Rankings are based on ratings by Kiplinger's Personal Finance - October 2004 - Best online Broker for accounts of at least $500,000, SmartMoney magazine 8/04 and Watchfire® GomezPro® Q3 2004 Scorecard.