Fidelity® Cash Management Account

Better than traditional checking, a Fidelity® Cash Management Account offers attractive rates and easy cash management.1

KEY BENEFITS

  • Competitive interest rates (see current interest rates schedule)
  • No account fees
  • No minimum deposit or balance required
  • Deposits are eligible for FDIC insurance2
  • Easy cash management features, including:
    • — ATM/Debit Card – never pay another ATM fee3
    • — Free Fidelity BillPay®
    • — Free unlimited checkwriting
    • — Free automated money transfers
    • — Electronic Funds Transfers
    • — Direct Deposit

FIDELITY ADVANTAGES

  • Reimbursed ATM fees at over 1 million ATMs worldwide3
  • Invest efficiently – establish the new automated money transfer feature – set high balance alerts to tell you when cash is available to invest in potentially higher yield options

FIDELITY CASH MANAGEMENT ACCOUNT ADVANTAGES

  • Enroll in free Fidelity BillPay, ATM/Debit Card and checkwriting
  • Establish Electronic Funds Transfer and direct deposit
  • Have checks sent to you (when you sign and return your Checkwriting Form)
  1. The Fidelity® Cash Management Account is a brokerage account designed for spending and cash management. It is not intended to serve as your main account for securities trading. Customers interested in securities trading should consider a Fidelity Account®.
  2. The Cash Balance in the Fidelity® Cash Management Account is swept to an FDIC-insured interest bearing account at a Program Bank. The deposit at the Program Bank is not covered by SIPC. The deposit is eligible for FDIC insurance subject to FDIC insurance coverage limits. All assets of the account holder at the depository institution will generally be counted toward the aggregate limit. For more information about FDIC insurance coverage, please visit the FDIC Web site at FDIC.gov or call 877-ASK-FDIC. As referenced in the FDIC-Insured Deposit Sweep Disclosure Document for the Fidelity® Cash Management Account, customers are responsible for monitoring their total assets at the Program Bank to determine the extent of available FDIC insurance. All FDIC insurance coverage is in accordance with FDIC rules. Go to Fidelity.com/FCMACoreBanks to see a list of eligible Program Banks, and the FDIC Disclosure Document (PDF) This page will open in a popup window..
  3. All Fidelity ATM withdrawal fees will be waived for your Fidelity® Cash Management Account. In addition, your Fidelity® Cash Management Account will automatically be reimbursed for all ATM fees charged by other institutions while using a Fidelity Visa® Gold Check Card linked to your Fidelity® Cash Management Account at any ATM displaying the Visa®, PLUS® or STAR® logos. The reimbursement will be credited to the Fidelity® Cash Management Account the same day the ATM fee is debited from the account. Please note there is a foreign transaction fee of one percent that is not waived, which will be included in the amount charged to your account. The Fidelity Visa® Gold Check Card is issued by PNC Bank, DE and administered by BNY Mellon Investment Servicing Trust Company, which are not affiliated with Fidelity Investments.
  4. For information about the rates, fees, other costs, and benefits associated with the use of this credit card, or to apply, go to www.fidelity.com/creditcards and refer to the disclosures accompanying the online credit card application, or call FIA Card Services toll-free at 1-866-598-4971. This credit card program is issued and administered by FIA Card Services, N.A., which is not an affiliate of Fidelity Investments. For complete information visit www.fidelity.com/creditcards.


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    Before investing, consider the funds' investment objectives, risks, charges, and expenses. Contact Fidelity for a prospectus or, if available, a summary prospectus containing this information. Read it carefully.