Make real progress on your financial goals

Fidelity® Personalized Planning & Advice is our hybrid robo advisor that combines a professionally managed account with financial coaching to help you get closer to retirement or other savings goals.

What's included with your account

Professional investment management

We'll suggest a strategy for your retirement, or other savings goals, and manage your investments. Along the way, we'll make adjustments to keep your strategy on track.

1-on-1 financial coaching

Our team of Fidelity advisors will help you evaluate your financial picture and provide advice on coaching calls when you need it.
Learn more about coaching

Flexible planning

As your life changes, so do your financial goals. We'll work with you to adjust your financial plan to make sure it's in line with what's important to you.

What is Fidelity's hybrid robo advisor?

It's a combination of a professionally managed investment strategy (example pictured here) that's created, monitored, and automatically rebalanced based on your goals; personalized 1-on-1 financial guidance from a team of advisors; and online planning tools to help you track your progress and make smart choices for the future.

Estimate of $10.42/mo is based on an account balance of $25,000 and our 0.50% gross advisory fee. Total costs will vary with account balance, and estimates are based on the assumption that you will fund your account with cash and your account balance does not change for a year.

What to expect

Get to know you

What are your biggest financial hopes for the future? Tell us about yourself by answering a few quick questions. From there, you'll get a free investment proposal with our recommended strategy suited to your situation.

Free investment proposal

Tell us about your financial goals and we'll recommend an investment strategy made up of stocks, bonds, and cash to help you achieve them. Like what you see? Just open your account and Fidelity will manage your strategy full time.

Lifetime coaching and planning

Get ready for more than an account—we'll be there with you along your journey. That means exclusive online coaching and education for your financial needs—anytime, anywhere—along with personal 1-on-1 coaching calls with our Fidelity advisors.

More about coaching

Curious to see how we'd team up?

Answer a few quick questions to see a free, no-commitment investment proposal!

Ready to get started?

It'll take about 5 minutes.

Ask for "Planning"