Additional Information Related to Performance Reporting

  • Benchmark information supplied by FMR Co. with permission from appropriate vendors.
  • If your return information contains dashes ("—"), we either don't have a return for that time period, or your account is being validated.
  • We believe this presentation of performance information is useful to clients in evaluating the changes in account value that resulted directly from Strategic Advisers, Inc., through Portfolio Advisory ServicesSM management of your account. The information provided should also facilitate the review of your results against general market indicators for stock, fixed income, money market, and other instruments. The information contained on the Performance Details screen is purely informational and is not intended for tax reporting purposes, nor is it a substitute for any tax record. It reflects what was known by Portfolio Advisory Services at the time the Performance Details screen was prepared, and may not reflect all adjustments or reportable transactions that have occurred for tax purposes.
  • It is important for us to maintain accurate information concerning your financial situation and investment objectives, including any reasonable restrictions or reasonable modifications of existing restrictions you may wish to impose regarding the management of your account. For more information, to request a copy of the updated Fidelity Personalized Portfolios Fundamentals (Form ADV-Part 2A), to notify us of a reasonable restriction you would like to place on the management of your account, or to modify an existing restriction, please call the Service at 1-800-544-3455.
  • Effective April 1, 2015, Strategic Advisers changed the international equity component of its pre-tax strategy benchmarks from the MSCI EAFE Index (net MA tax) to the MSCI ACWI ex-USA Index (net MA tax). This change will add an emerging market equity component to the benchmarks and is more reflective of our long-term asset allocations.
  • Effective April 1, 2015, Strategic Advisers changed two components of the after-tax strategy benchmarks. Spartan International Index Fund–Fidelity Advantage Class (FSIVX) changed to the Spartan Global ex US Index Fund-Fidelity Advantage Class (FSGDX) to add an emerging market equity component to the benchmarks, and is more reflective of our long-term asset allocations. The Fidelity Municipal Income Fund (FHIGX), an actively managed mutual fund, changed to the iShares National Muni Bond (MUB), a passively managed ETF, as we believe that passively managed funds provide more appropriate benchmarks for after-tax return comparisons.
  • Effective March 31, 2016, Strategic Advisers changed the money market component of the after-tax strategy benchmarks. Fidelity Treasury Only Money Market Fund (FDLXX) and Fidelity Tax-Exempt Money Market Fund (FMOXX) changed to Fidelity Government Cash Reserves (FDRXX).