Plan now for peace of mind later
You've worked hard and saved diligently. And now, you're considering stepping away from full-time work. Whether you're anxious or excited about the transition, it's a good idea to start getting specific: Consider the details of where you stand today, what your ideal retirement looks like, and how much money you'll need. Now's also the time to think about important decisions like when to claim Social Security and your level of health care coverage.
The best plan is a flexible one that can weather inflation, market swings, and unexpected expenses—all while helping you make sure you have enough income to last.
Get 1:1 planning and guidance
We make planning clear, simple, and straightforward. Our experienced investment professionals can help you make the most of Social Security and Medicare, help manage taxes on withdrawals, and help avoid penalties on distributions.
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Envision your ideal retirement
Ask yourself these key questions to paint a clearer picture of what your retirement might look like.
Where do you want to live?
A move to a new location could mean a change in health care coverage, taxes, or everyday purchases, so note how your expenses might change.
How do you want to spend your time?
Think about what an average day in your retirement will look like. You may want to focus more on hobbies, extensive travel, or part-time work.
When do you think you'll retire?
Being "ready" may mean hitting a certain age or career milestone, a sense of financial security, or a time frame that factors in Social Security benefits.
Connect your dreams with your means
Once you've thought through retirement lifestyle goals, it's time to dive deeper into the details to make it all happen.
Fidelity does not provide legal or tax advice. The information herein is general in nature and should not be considered legal or tax advice. Consult an attorney or tax professional regarding your specific situation.
Guarantees are subject to the claims-paying ability of the issuing insurance company.