Editors' Note

The editors of Fidelity Interactive Content Services (FICS) selected this content because it offers valuable information for investors.

Save for the future with a Roth IRA

A Roth IRA can help you save for the future—with some flexibility.

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Key takeaways

  • Roth contributions are made after taxes have been paid.
  • Investments offer tax-free growth potential.
  • If you need to access your contributions, you can withdraw them at any time with no taxes or penalties. There are some rules around withdrawing earnings.
 

Roth IRAs offer the potential for tax-free growth and tax-free withdrawals in retirement. But that's not all—if you need money before retirement you can withdraw the money you contribute to the account at any time, with no taxes or penalties.

Find out more about the benefits of saving in a Roth IRA.

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