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5. ANSWER: False.

Medicare Part D options vary greatly from plan to plan. Each one has its own formulary, laying out the plan’s list of covered drugs and tiers of coverage.

Drugs in each tier also have different costs. So consumers have to do some research to find the best plan for their needs.

Medicare actually keeps a website up that rates Part D plans in your area. Start by looking at the Medicare Plan Finder, which will search for plans in your area.

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