1 CARAVAN® Survey conducted online among a demographically representative U.S. sample consisting of 5,133 adults, 18 years of age and older. Interviewing for this CARAVAN® Survey was completed Dec. 9–21, 2016, by ORC International, which is not affiliated with Fidelity Investments. 1,309 respondents enrolled in an HSA-eligible health care plan were included in the analysis. The results of this survey may not be representative of all adults meeting the same criteria as those surveyed for this study.
2 HSA distributions are exempt from a 20% federal tax penalty when used for nonqualified medical expense purposes after age 65, but they are subject to federal income taxes. State laws may differ. Consult a tax advisor regarding your specific situation.
3 With respect to federal taxation only. Contributions, investment earnings, and distributions may or may not be subject to state taxation. The triple tax advantages are only applicable if the money is used to pay for qualified medical expenses.
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