Optimism is running high as the year 2020 kicks off, and more than 4 out of 10 Americans are expecting their finances to get better during this pivotal election year, according to a recent Bankrate survey.

Evolving views on aging and staying on jobs longer is shaping the career aspirations for many workers. The conventional wisdom—save enough to retire at age 65—won't work for the generation starting their careers today, writes columnist John D. Stoll.

Indexed universal life is one of the insurance industry's hottest products, but regulators worry insurers are underplaying the dangers of a product tied to the performance of the U.S. stock market.