What’s in the Fidelity Starter Pack℠?
Investing: The Fidelity Account®
Brokerage account for investing toward short and long-term goals
- No fees or minimum balances to open1
- $0 commission for online US stock and ETF trades2
- Easily buy fractional shares of companies like Apple, Google, and Disney3
Spending & saving: Fidelity® Cash Management Account
Brokerage account for everyday spending
- No fees or minimum balances to open1
- ATM fees are automatically reimbursed4
- Mobile deposits and transfers, free bill pay, and checkwriting
Grow your investing knowledge. As a Fidelity customer you'll get:
- Subscribing to the Fidelity Smart MoneySM newsletter to learn the basics and get started investing
- Viewing on-demand investing webinars, including Fidelity Viewpoints® and Women Talk Money
- Listening to the Fidelity® Fresh Invest podcast to learn about the market and stay up to date
What are the details of the offer?
Starting on December 3, 2022, when you open an eligible account and make a deposit of $50 or more, you'll receive a $100 cash reward deposited into the eligible account that qualified you for the offer. Fidelity reserves the right to modify the terms and conditions or terminate the offer at any time. Other terms and conditions or eligibility criteria apply. See terms and conditions for more information.
How do I register for the offer?
To be registered for this offer, you must open an eligible account through the official offer page and use promo code FIDELITY100 when prompted during the account-opening process. You must also meet the eligibility requirements for the offer.
Which Fidelity accounts are eligible for this offer?
The Starter PackSM, which includes both The Fidelity Account® and the Fidelity® Cash Management Account, is eligible for the offer. In addition, the following individual accounts are eligible for the offer:
- The Fidelity Account®
- Fidelity® Cash Management Account
- Roth IRA and traditional IRA
Accounts that are opened with a Fidelity representative or outside of the official offer page are not eligible.
Zero account minimums and zero account fees apply to retail brokerage accounts only. Expenses charged by investments (e.g., funds, managed accounts, and certain HSAs) and commissions, interest charges, or other expenses for transactions may still apply. See Fidelity.com/commissions for further details.
$0.00 commission applies to online U.S. equity trades and exchange-traded funds (ETFs) in a Fidelity retail account only for Fidelity Brokerage Services LLC retail clients. Sell orders are subject to an activity assessment fee (from $0.01 to $0.03 per $1,000 of principal). Other exclusions and conditions may apply. See Fidelity.com/commissions for details. Employee equity compensation transactions and accounts managed by advisors or intermediaries through Fidelity Institutional® are subject to different commission schedules.
Your Fidelity Cash Management account will automatically be reimbursed for all ATM fees charged by other institutions while using the Fidelity® Debit Card at any ATM displaying the Visa®, Plus®, or Star® logos. The reimbursement will be credited to the account the same day the ATM fee is debited. Please note, for foreign transactions, there may be a 1% fee included in the amount charged to your account.
A qualified distribution from a Roth IRA is tax-free and penalty-free. To be considered a qualified distribution, the 5-year aging requirement has to be satisfied and you must be age 59½ or older or meet one of several exemptions (disability, qualified first-time home purchase, or death among them).
Investing involves risk, including risk of loss.
The Fidelity Cash Management account is a brokerage account designed for investing, spending and cash management. Investing excludes options and margin trading. For a more traditional brokerage account, consider the Fidelity Account.
Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917