1. You will earn 2 points per dollar in eligible net purchases (purchases minus credits and returns) that you charge. Credits, returns, adjustments, and certain transactions do not earn points. The 2% rewards value applies only to points redeemed for a deposit into an eligible Fidelity account. The redemption value is different if you choose to redeem your points for other rewards such as travel options, merchandise, gift cards, and/or a statement credit. Other restrictions apply. Full details appear in the Program Rules new card customers receive with their card. Establishment or ownership of a Fidelity account or other relationship with Fidelity Investments is not required to obtain a card or to be eligible to use points to obtain any rewards offered under the program other than Fidelity Rewards.
2. The APR may vary and as of 3/17/17, the variable APR for Purchases and Balance Transfers is 14.74%. The variable APR for Cash Advances is 24.74%. Cash Advance fee: 3% of each advance amount, $5 minimum. Convenience Check fee: 3% of each check amount, $5 minimum, Cash Equivalent fee: 3% of each cash amount, $10 minimum. Balance Transfer fee: 3% of each transfer amount, $5 minimum. There is a $2 minimum interest charge where interest is due. The annual fee is $0. Foreign Transaction fee: 1% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 1% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. We may change APRs, fees, and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.
3. Fidelity Rewards Bonus Cash information: To receive this one-time $100 cash back (awarded on a points basis of 10,000 points, which are equivalent to $100 cash back when deposited into an eligible Fidelity account), you must apply by 6/30/2017, and make a purchase or purchases totaling $1,000 or more with your new Fidelity® Rewards Visa Signature® Card within 90 days of account opening. Purchase requirement is met by net purchases only (purchases minus credits and returns); advances, convenience checks, balance transfers, interest charges, fees, credit insurance charges, or transactions to fund certain prepaid card products are not eligible. 6 to 12 weeks after qualifying purchases are made, the one-time Points Bonus will be added to the account holder's points balance. The offer is subject to credit card approval and your new Fidelity Rewards Account must be open and in good standing at the time of purchase, and fulfillment to receive the one-time Points Bonus. This Bonus Cash offer is available only to new Fidelity Rewards Accounts booked through this special offer. Existing and previous Fidelity Rewards card members are not eligible for this offer.
4. Elan Financial Services provides zero liability for unauthorized transactions. Cardmember must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
The creditor and issuer of this card is Elan Financial Services, pursuant to license from Visa U.S.A. Inc.
Visa and Visa Signature are registered trademarks of Visa International Service Association and are used by the issuer pursuant to license from Visa U.S.A., Inc.
Third-party trademarks appearing herein are the property of their respective owners. All other service marks are property of FMR LLC.
Fidelity and the Fidelity Investments logo are registered service marks of FMR LLC.
©2016 FMR LLC. All rights reserved.
Fidelity Brokerage Services LLC, Member NYSE, SIPC
, 900 Salem Street, Smithfield, RI 02917.