Cash offer frequently asked questions

  • What is the current available offer?

    Starting on October 18th, 2021, when you open an eligible account and make a deposit of $50 or more, you will receive a $100 cash reward deposited into the eligible account that qualified you for the offer. Fidelity does reserve the right to modify the terms and conditions or terminate the offer at any time. Other terms and conditions, or eligibility criteria, apply. See terms and conditions for more information.

  • How do I register for the offer?

    To be registered for this offer, you must open an eligible account through the official offer page and use promo code "FIDELITY100" when prompted during the account opening process. You must also meet the eligibility requirements for the offer.

  • Which Fidelity accounts are eligible for this offer?

    The Fidelity Account®, Fidelity® Cash Management Account, Roth IRA, and traditional IRA are the only accounts that are eligible for this offer. Accounts that are opened with a Fidelity representative or outside of the official offer page are not eligible.

  • Will I receive a confirmation email once I register?

    Yes, assuming all eligibility criteria have been met, we will send a registration confirmation email the same day to the email address provided by you during the account opening process. If you do not receive a registration confirmation email, you are not registered for the offer.

  • Is everyone eligible for this offer?

    Some individuals may not be eligible. Reasons for ineligibility include, but are not limited to:

    • Limited to one offer per customer
    • Fidelity employees are not eligible
    • Non-US residents are not eligible
    • Persons employed by FINRA or a securities organization in a regulatory capacity are not eligible
  • I already have an account at Fidelity. Am I eligible for the offer?

    Yes! Existing customers are eligible for this offer, provided you open a new eligible account and meet the necessary requirements. See terms and conditions for more information.

  • Can I open multiple accounts for multiple rewards?

    No, this specific offer is limited to one account per individual.

  • What are the funding requirements?

    Once you've opened your eligible account, you'll need to deposit at least $50 from an outside financial institution into your new Fidelity account within 15 calendar days (qualification period) of registering for the offer. Make sure you allow few days for your funding to occur.

  • How do I fund my account?

    When you open a new account, you will be asked how you would like to fund the account. You have several options, such as mobile check deposit or transferring assets from another brokerage firm. You can also link a bank account to initiate an electronic funds transfer (EFT).

  • How much time do I have to fund my account?

    You will have 15 calendar days (qualification period) from registering for the offer to fund your account.

  • When will I receive the cash reward?

    Once the qualification period (15 calendar days) has ended and you have at least $50 in your new Fidelity account, Fidelity will deposit $100 into the account within 10 calendar days. The total time from registering for the offer to receiving the cash reward may take up to 25 calendar days.

  • Do I have to keep the $100 cash reward at Fidelity once I receive it?

    Yes. While you don't need to keep your initial deposit of $50 in the new account for more than the qualification period, you must keep the $100 cash reward (minus any losses related to trading or market volatility, or margin debit balances) in the eligible account for a minimum of 90 calendar days starting from when you receive the reward.

  • Do I need to pay taxes on the $100 cash reward?

    You are encouraged to consult with your tax professional about appropriate tax reporting and treatment relating to this offer and the deposit of the cash reward in your account. See terms and conditions for more information.